1400 W Black Point Rd, Bunnell, FL 32110 Property Records

Flagler County property record for 1400 W Black Point Rd, Bunnell, FL 32110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Jun 2019)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-30-5550-00080-0030`

Property Details

APN / Parcel Number

Primary APN	`19-12-30-5550-00080-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Lean-To	240 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1400 W BLACK POINT RD
City	BUNNELL
State	FL
Zip	32110-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 AC ST JOHNS DEV CO SUBD BEING THE N 1/2 TRACT 3 BLOCK 8 OR 2306/765,766,767 OR 2364/64
Legal Range	30E
Legal Township	12S
Legal Section	19
Legal Subdivision	ST JOHNS DEV CO
Legal Tract	3
Legal Block	8
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1002
Census Tract	60206

Owner

1400 W Black Point Rd is owned and occupied by an individual who bought it in June 2019.

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1400 W BLACK POINT RD, BUNNELL, FL 32110-7908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Jun 21, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Deed Document Number	201922679
Deed Book / Page	2364 / 64
Prior Transfer Date	Jun 10, 2019
Prior Transfer Doc	0023640064
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1400 W BLACK POINT RD, BUNNELL, FL 32110-7908
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	AVIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 W BLACK POINT RD, BUNNELL, FL 32110-7908

Mortgage

Document Number	0024730185
Date	Sep 1, 2020
Book Page	2473/185
Instrument	2020034698

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 21, 2019
Property Address	1400 W BLACK POINT RD, BUNNELL, FL 32110-7908
Document Number	0023640064
Book / Page	2364 / 0064
Map Reference	MB 1 PG 7
Instrument Date	Jun 10, 2019
Instrument	2019022679
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6350 S US HIGHWAY 1, 6350, BUNNELL, FL 32110-6820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 E BLACK POINT RD, BUNNELL, FL 32110

Mortgage

Document Number	0023640065
Date	Jun 21, 2019
Instrument	2364-0065

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1400 W Black Point Rd was $4,760 with a homeowner's exemption, down 5.8% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Bunnell City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,760.00 (-5.84%) Homeowner's exemption	$264,118	$367,856 Land $125,000 Building $242,856
2024	$5,055.00 (+2.72%)
2023	$4,921.00 (+15.11%) Homeowner's exemption	$249,198 (+3%)	$330,657 (+2.31%) Land $87,500 Building $243,157
2022	$4,275.00 Homeowner's exemption	$241,940	$323,184 Land $87,500 Building $235,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1400 W Black Point Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (2001–2024)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 W Black Point Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

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