Brevard County property record for 1400 Talbott St SE, Palm Bay, FL 32909
| Property Type | Single Family Home |
|---|---|
| Details | 1,704 sqft · built 2019 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,990 (Nov 2019) |
| Tax Bill | $2,794 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2025 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-37-16-GP-786-1 |
| Primary APN | 29-37-16-GP-786-1 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,704 sqft Living Area |
| Gross Area | 2,149 sqft |
| 1st Floor Area | 702 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2934157 |
|---|---|
| Street Address | 1400 TALBOTT ST SE |
| City | PALM BAY |
| State | FL |
| Zip | 32909-5415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 16 LOT 1 BLK 786 |
| Legal Range | 37E |
| Legal Township | 29S |
| Legal Section | 16 |
| Legal Subdivision | PORT MALABAR UNIT 16 |
| Legal Block | 786 |
| Legal Lot Number | 1 |
| Legal Unit | 16 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 71345 |
1400 Talbott St SE is owned and occupied by an individual who bought it in November 2019.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOWER LLC |
| Aug 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Nov 12, 2019 | Special Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Feb 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 8, 2017 | Quit Claim Deed, Transfer EXPRESS L C L SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on File |
| Deed Sale | Nov 12, 2019 · Amount on File |
| Prior Sale | Feb 19, 2018 · Amount on File |
| Deed Document Number | 2019245752 |
| Deed Book / Page | 8585 / 1587 |
| Prior Transfer Date | Jan 29, 2001 |
| Prior Transfer Doc | 0054128428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 5, 2026 |
| Property Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Document Number | 0000159759 |
| Book / Page | 10694 / 1732 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026159759 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Document Number | 0000159759, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 10694/1732 |
| Instrument | 2026159759 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | SUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Document Number | 0104441561 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 10444/1561 |
| Instrument | 2025197343 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0088202828 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 8820/2828 |
| Instrument | 2020171442 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Document Number | 0092761425 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 9276/1425 |
| Instrument | 2021256206 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Document Number | 0092761414 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 9276/1414 |
| Instrument | 2021256205 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 12, 2019 |
| Property Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Document Number | 0085851587 |
| Book / Page | 8585 / 1587 |
| Map Reference | MB 15 PG 84-98 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019245752 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 BATTLEGROUND AVE STE 230, 3300, GREENSBORO, NC 27410-2490 |
| Name | Verified Name |
|---|---|
| Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Document Number | 2019245753 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019245753 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 19, 2018 |
| Property Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Document Number | 0080942316 |
| Book / Page | 008094 / 002316 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 37062 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $84.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 8, 2017 |
| Property Address | 1400 TALBOTT ST SE, PALM BAY, FL 32909-5415 |
| Document Number | 0079100047 |
| Book / Page | 007910 / 000047 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 120867 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | EXPRESS L C L SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2130 FOREST KNOLL DR NE #108 PALM BAY FL 329054649, 108, PALM BAY, FL 32905-4649 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1400 Talbott St SE was $2,794 with a homeowner's exemption, up 2.5% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,180 (+2.7%) | $249,280 (-0.8%) | |
| 2025 | $2,794.00 (+2.53%) Homeowner's exemption | $191,030 | $251,300 |
| 2024 | $2,725.00 (+7.79%) | ||
| 2023 | $2,528.00 (+4.08%) Homeowner's exemption | $173,190 (+3%) | $243,860 (+11.93%) Land $33,000 Building $210,860 |
| 2022 | $2,429.00 Homeowner's exemption | $168,150 | $217,860 Land $24,500 Building $193,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1400 Talbott St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1400 Talbott St SE is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures