1400 S Main St, Troy, MO 63379 Property Records

Lincoln County property record for 1400 S Main St, Troy, MO 63379

Property Summary

Property Type	Commercial
Details	12,000 sqft · built 1989
Lot Size	1.53 acres (66,647 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Aug 2018)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-70-36-000-000-029.004`

Property Details

APN / Parcel Number

Primary APN	`15-70-36-000-000-029.004`

Interior

Building Area	12,000 sqft Gross Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Steel Frame
Lot Area	66,647 sqft (1.53 acres)

Location & Zoning

Street Address	1400 S MAIN ST
City	TROY
State	MO
Zip	63379-2522
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	1.53 AC IN THE MID PT OF US SUR 452; E ALONG MAIN ST RD; DEED BK 481 PG 215; 49N 1W
Legal Range	01W
Legal Township	49N
Legal Section	45
Legal Subdivision	US SURVEY 452
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4012
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1424 S MAIN ST, TROY, MO 63379-2522
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20186812
Deed Book / Page	2425 / 421
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 1, 2018
Property Address	1400 S MAIN ST, TROY, MO 63379-2522
Document Number	2425/0421
Book / Page	2425 / 0421
Instrument Date	Jul 31, 2018
Instrument	2018006812
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYERS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 S MAIN ST, TROY, MO 63379-2522

Mortgage

Document Number	2018006813
Date	Aug 1, 2018
Instrument	2018006813

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,017 (-) Land $26,659 Building $36,358
2025	$4,047.00 (+4.87%)	$63,017 (+6.16%) Land $26,659 Building $36,358	$196,930 (+6.16%) Land $83,310 Building $113,620
2023	$3,859.00 (+4.02%)	$59,363 Land $21,328 Building $38,035	$185,510 Land $66,650 Building $118,860
2022	$3,710.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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