1400 Roane St, Covington, TN 38019 Property Records

Tipton County property record for 1400 Roane St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,852 sqft · built 1966
Lot Size	0.38 acres (16,583 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Aug 2024)
Tax Bill	$1,303 (2022)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084041J K 00900`

Property Details

APN / Parcel Number

Primary APN	`084041J K 00900`
Alternative APN	`041J K 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	1,177 sqft
Upper Floors Area	675 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,583 sqft
Lot Dimensions	161 ft deep x 103 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1400 ROANE ST
City	COVINGTON
State	TN
Zip	38019-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C20
Legal Subdivision	ARLINGTON HGTS
Legal Block	C
Legal Lot Number	4
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5028
Census Tract	40700

Owner

1400 Roane St is owned and occupied by an individual who bought it in August 2024.

Source: Tipton County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1400 ROANE ST, COVINGTON, TN 38019-3335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST
Jul 13, 2020	Warranty Deed, Transfer BANK OF RIPLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Dec 9, 2022 · Amount on File
Deed Document Number	276651
Deed Book / Page	2049 / 67
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Dec 9, 2022
Property Address	1400 ROANE ST, COVINGTON, TN 38019-3335
Document Number	0001984924
Book / Page	1984 / 924
Map Reference	MB 1 PG 29
Instrument Date	Dec 7, 2022
Instrument	262625
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 ROANE ST, COVINGTON, TN 38019-3335

Mortgage

Document Number	0000262626
Date	Dec 9, 2022
Instrument	262626

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1400 ROANE ST, COVINGTON, TN 38019-3335
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1891368
Date	Mar 22, 2021
Book Page	1891/368
Instrument	242881

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 13, 2020
Property Address	1400 ROANE ST, COVINGTON, TN 38019-3335
Document Number	1851953
Book / Page	001851 / 000953
Instrument Date	Jul 7, 2020
Instrument	234999
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 ROANE ST COVINGTON TN 380193335, COVINGTON, TN 38019-3335

Mortgage

Document Number	1851955
Date	Jul 13, 2020
Book Page	001851/000955
Instrument	235000

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	ATOKA, TN 38004

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,675 Land $8,025 Building $48,650
2023		$56,675 Land $8,025 Building $48,650
2022	$1,303.00
2020			$226,700 Land $32,100 Building $194,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1400 Roane St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Roane St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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