1400 Ritchie Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1400 Ritchie Ct, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,690 sqft · built 1985
Lot Size	0.147 acres (6,392 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (May 2023)
Tax Bill	$8,173 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-770-90026408`

Property Details

APN / Parcel Number

Primary APN	`06-770-90026408`
Alternative APNs	`6-770-90026408` `77090026408`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,392 sqft (0.147 acres)
Deck Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	77090026408
Street Address	1400 RITCHIE CT
City	ANNAPOLIS
State	MD
Zip	21401-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 RITCHIE COURT
Legal Subdivision	RITCHIE COURT
Legal Block	2
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	706500

Owner

1400 Ritchie Ct is owned and occupied by two individuals who bought it in May 2023.

Source: Anne Arundel County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1400 RITCHIE CT, ANNAPOLIS, MD 21401-4128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
May 11, 2023	Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Sep 22, 2016 · Amount on File
Deed Book / Page	39646 / 264
Prior Transfer Date	Oct 21, 2004
Prior Transfer Doc	0156080701
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 15, 2026
Property Address	1400 RITCHIE CT, ANNAPOLIS, MD 21401-4128
Document Number	4270000433
Book / Page	42705 / 433
Instrument Date	Dec 20, 2025
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1400 RITCHIE CT, ANNAPOLIS, MD 21401-4128

Mortgage

Document Number	4270000433,
Date	Sep 15, 2026
Book Page	42705/433

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 11, 2023
Property Address	1400 RITCHIE CT, ANNAPOLIS, MD 21401-4128
Document Number	0396460264
Book / Page	39646 / 264
Map Reference	MB 72 PG 15
Instrument Date	May 4, 2023
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1400 RITCHIE CT, ANNAPOLIS, MD 21401-4128

Mortgage

Document Number	0039646270
Date	May 11, 2023
Instrument	39646/270

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1400 Ritchie Ct was $8,173 with a homeowner's exemption, up 6.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$688,800 (+10.06%) Land $413,100 Building $275,700	$688,800 (-) Land $413,100 Building $275,700
2025	$8,173.00 (+6.6%) Homeowner's exemption	$625,833	$688,800 Land $413,100 Building $275,700
2024	$7,667.00 (+6.81%)
2023	$7,178.00	$499,900 Land $310,100 Building $189,800	$499,900 Land $310,100 Building $189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1400 Ritchie Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Ritchie Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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