1400 Ridgewood Rd, Centerville, TN 37033 Property Records

Hickman County property record for 1400 Ridgewood Rd, Centerville, TN 37033

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,484 sqft · built 1976
Lot Size	0.644 acres (28,050 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Dec 2022)
Tax Bill	$469 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`096P-A-018.00`

Property Details

APN / Parcel Number

Primary APN	`096P-A-018.00`
Alternative APNs	`096P A 01800 00001096P` `041096P A 01800` `01096P096P01800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,148 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,050 sqft (0.644 acres)
Lot Dimensions	150 ft deep x 187 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	144 sqft
Carport	Carport
Carport Area	144 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Deck Area	Deck Area
Patio Area	312 sqft
Utility Building	25,152 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1400 RIDGEWOOD RD
City	CENTERVILLE
State	TN
Zip	37033-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERVIEW ESTATES SUB PB 3 PG 64
Legal Subdivision	RIVERVIEW ESTATES SUB
Legal Lot Number	50
Jurisdiction	HICKMAN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2056
Census Tract	950302

Owner

1400 Ridgewood Rd is owned and occupied by an individual who bought it in December 2022.

Source: Hickman County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1400 RIDGEWOOD RD, CENTERVILLE, TN 37033-9630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS & MERCHANTS BANK
Mar 16, 2021	Deed of Trust, Mortgage · FHA Mortgage GARDNER FINANCIAL SERVICES LTD
Aug 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Aug 26, 2004 · Amount on File
Deed Document Number	20226707
Deed Book / Page	48 / 4550
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HICKMAN TN
Recording Date	Dec 29, 2022
Property Address	1400 RIDGEWOOD RD, CENTERVILLE, TN 37033-9630
Document Number	0000006707
Book / Page	48 / 4550
Map Reference	MB 3 PG 64
Instrument Date	Dec 28, 2022
Instrument	22006707
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	TITLE GROUP OF TENNESSEE, TITLE GROUP OF TENNESSEE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 RIDGEWOOD RD, CENTERVILLE, TN 37033-9630

Mortgage

Document Number	0000006708
Date	Dec 29, 2022
Instrument	22006708

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	12.3%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HICKMAN TN
Property Address	1400 RIDGEWOOD RD, CENTERVILLE, TN 37033-9630
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1552
Date	Mar 16, 2021
Book Page	43/9337
Instrument	21001552

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HICKMAN TN
Recording Date	Aug 20, 2018
Property Address	1400 RIDGEWOOD RD, CENTERVILLE, TN 37033-9630
Document Number	0000004194
Book / Page	000038 / 005871
Instrument Date	Aug 16, 2018
Instrument	4194
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$12.58
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 BRUSHY RD CENTERVILLE TN 370334502, CENTERVILLE, TN 37033-4502

Tax Assessment & Valuation

The 2025 property tax bill for 1400 Ridgewood Rd was $469.

Source: Hickman County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hickman County
Municipality	Centerville Town
Unified School District	Hickman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,825 (+59.87%)	$271,300 (+59.87%) Land $9,800 Building $261,500
2025	$469.00	$42,425	$169,700 Land $9,800 Building $159,900
2023	$1,673.00	$42,425 (-)	$169,700 (-) Land $9,800 Building $159,900
2022	$1,673.00	$42,425	$169,700 Land $9,800 Building $159,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1400 Ridgewood Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storm And Flooding, Aug 2021 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Ridgewood Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER SYSTEM serves 11,011 people · EPA ID TN0000103
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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