1400 Pine Loch Sun Dr, Ronald, WA 98940 Property Records

Kittitas County property record for 1400 Pine Loch Sun Dr, Ronald, WA 98940

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,760 sqft · built 1976
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Sep 2014)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-14-02051-0942`

Property Details

APN / Parcel Number

Primary APN	`20-14-02051-0942`
Alternative APNs	`P742134` `742134`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	1,536 sqft
Basement Area	768 sqft
Utility Area	480 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	29,621 sqft (0.68 acres)
Terrain	Gentle Slope
Deck Area	240 sqft
Patio Area	1,240 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Old Parcel Number	P742134
Street Address	1400 PINE LOCH SUN DR
City	RONALD
State	WA
Zip	98940-0429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KC-R-3
Legal Description	ACRES .68, PINE LOCH' SUN #2 LOT 42 & LOT 43; BLOCK I; SEC. 2; TWP. 20; RGE. 14
Legal Range	14
Legal Township	20
Legal Section	02
Legal Subdivision	PINE LOCH SUN 02
Legal Block	I
Legal Lot Number	42,43
Jurisdiction	KITTITAS WA
Township / Civil Division	CLE ELUM
Census Block Group	1
Census Block	1011
Census Tract	975101

Owner

1400 Pine Loch Sun Dr is owned by an individual who bought it in September 2014.

Source: Kittitas County records, as of July 10, 2023

Owner of Record	Individual Name on File
Mailing Address	1005 E 32ND ST, TACOMA, WA 98404-3215
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2014 · Amount on File
Deed Sale	Sep 26, 2014 · Amount on File
Prior Sale	Sep 26, 2014 · Amount on File
Deed Document Number	0020141701
Deed Book / Page	2014 / 1701
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	1400 PINE LOCH SUN DR, RONALD, WA 98940-0429
Document Number	0007310101
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 PINE LOCH SUN DR RONALD WA 989400429, RONALD, WA 98940-0429

Mortgage

Document Number	0007310101
Date	Jul 31, 2020
Instrument	7310101

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of September 30, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Unified School District	Cle Elum-Roslyn School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$631,280 Land $109,000 Building $522,280	$631,280 Land $109,000 Building $522,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1400 Pine Loch Sun Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	13 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Pine Loch Sun Dr is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 88% of Washington
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inland Telephone Company Fiber	500 / 500
Gigabeam Internet Fixed Wireless	300 / 300