1400 Palm Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 1400 Palm Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 1965
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Aug 2017)
Tax Bill	$1,369 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-03-663700-000030`

Property Details

APN / Parcel Number

Primary APN	`26-29-03-663700-000030`
Alternative APNs	`032926663700000030` `32926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	932 sqft
Upper Floors Area	884 sqft
Flooring	Terrazzo
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Other
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	884 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	164 sqft

Location & Zoning

Street Address	1400 PALM DR
City	WINTER HAVEN
State	FL
Zip	33884-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGVIEW TERRACE PB 44 PG 45 LOT 3
Legal Range	26E
Legal Township	29S
Legal Section	03
Legal Subdivision	LONGVIEW TERRACE
Legal Tract	663700
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	14005

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1400 PALM DR, WINTER HAVEN, FL 33884-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 3, 2017	Warranty Deed, Transfer · VA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	2017147900
Deed Book / Page	10222 / 2007
Prior Transfer Date	Sep 24, 2013
Prior Transfer Doc	0000180077
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1400 PALM DR, WINTER HAVEN, FL 33884-1948
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 PALM DR, WINTER HAVEN, FL 33884-1948

Mortgage

Document Number	0000125971
Date	May 14, 2021
Book Page	11715/1884
Instrument	2021125971

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 3, 2017
Property Address	1400 PALM DR, WINTER HAVEN, FL 33884-1948
Document Number	0102222007
Book / Page	010222 / 002007
Instrument Date	Jul 28, 2017
Instrument	147900
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$997.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 N 8TH ST EAGLE LAKE FL 338393020, EAGLE LAKE, FL 33839-3020

Mortgage

Document Number	102222008
Date	Aug 3, 2017
Book Page	010222/002008
Instrument	147901

Lender

Name	HOME PT FIN'L
Address	INDIANAPOLIS, IL 46240-1437

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,369.00 (-22.39%) Homeowner's exemption	$143,751 (+5.99%)	$254,288 (+1.95%) Land $31,500 Building $222,788
2023	$1,764.00 (+3.76%) Homeowner's exemption	$135,631 (+3%)	$249,433 (+28.15%) Land $30,600 Building $218,833
2022	$1,700.00 Homeowner's exemption	$131,681	$194,636 Land $25,200 Building $169,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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