Cullman County property record for 1400 Olive St SW, Cullman, AL 35055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,290 sqft · built 2004 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Aug 2026) |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-21-4-006-001.001 |
| Primary APN | 17-05-21-4-006-001.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,290 sqft Base Area |
| 1st Floor Area | 2,290 sqft |
| Upper Floors Area | 661 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 117,612 sqft (2.7 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 59042 |
|---|---|
| Street Address | 1400 OLIVE ST SW |
| City | CULLMAN |
| State | AL |
| Zip | 35055-7204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.7 AC - LOT 2 JANE HARDEMAN ESTATE SUB |
| Legal Subdivision | JANE HARDEMAN ESTATE SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | CULLMAN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 965002 |
1400 Olive St SW is owned and occupied by two individuals who bought it in August 2026.
Source: Cullman County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1601 LESSMAN ST SW, CULLMAN, AL 35055-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on File |
| Deed Sale | Aug 7, 2026 · Amount on File |
| Deed Book / Page | 786 / 919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULLMAN AL |
| Recording Date | Aug 7, 2026 |
| Property Address | 1400 OLIVE ST SW, CULLMAN, AL 35055-7204 |
| Document Number | 0786000919 |
| Book / Page | 786 / 919 |
| Instrument Date | Aug 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 LESSMAN ST SW, CULLMAN, AL 35055-1204 |
| Document Number | 2177000890, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 2177/890 |
| Name | CULLMAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1400 Olive St SW was $1,223 with a homeowner's exemption.
Source: Cullman County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Municipality | Cullman City |
| Unified School District | Cullman City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,223.00 Homeowner's exemption | $38,840 | $388,300 Land $30,700 Building $357,600 |
| 2023 | $1,111.00 (+1%) Homeowner's exemption | $35,340 (+9.82%) | $353,200 (+9.86%) Land $27,700 Building $325,500 |
| 2022 | $1,010.00 Homeowner's exemption | $32,180 | $321,500 Land $21,900 Building $299,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1400 Olive St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1400 Olive St SW is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Sprout Fiber Internet.
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