Osceola County property record for 1400 Olive Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,830 sqft · built 2020 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (May 2024) |
| Tax Bill | $4,941 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172531334700010120 |
| Primary APN | 172531334700010120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,830 sqft Heated Area |
| Gross Area | 2,396 sqft Gross Area |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished |
| Fence | Fence |
| Porch | Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1400 OLIVE CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARRINGTON PB 28 PGS 152-155 LOT 12 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | BARRINGTON |
| Legal Tract | 3347 |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 43700 |
Source: Osceola County records · APN 172531334700010120
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1400 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC |
| Aug 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 28, 2024 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 03, 2023 | Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on Record |
| Deed Sale | May 28, 2024 · Amount on Record |
| Prior Sale | Jul 03, 2023 · Amount on Record |
| Deed Document Number | 2024069338 |
| Deed Book / Page | 6606 / 2115 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1400 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1400 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0062261463 |
|---|---|
| Date | Jun 03, 2022 |
| Book Page | 6226/1463 |
| Instrument | 2022087305 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1400 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1400 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0068411873 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 6841/1873 |
| Instrument | 2025107566 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jun 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 28, 2024 |
| Property Address | 1400 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0066062115 |
| Book / Page | 6606 / 2115 |
| Map Reference | MB 28 PG 152 |
| Instrument Date | May 24, 2024 |
| Instrument | 2024069338 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9118 85TH RD, WOODHAVEN, NY 11421-1416 |
| Name | Verified Name |
|---|---|
| Address | 1400 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 2024069339 |
|---|---|
| Date | May 28, 2024 |
| Instrument | 2024069339 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 03, 2023 |
| Property Address | 1400 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0064342439 |
| Book / Page | 6434 / 2439 |
| Map Reference | MB 28 PG 152-155 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023085817 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,933.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3500 CRUMP RD, WINTER HAVEN, FL 33881-9243 |
| Name | Verified Name |
|---|---|
| Address | 1400 OLIVE CT, SAINT CLOUD, FL 34771-8067 |
| Document Number | 0064342442 |
|---|---|
| Date | Jul 03, 2023 |
| Instrument | 6434/2442 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,941.00 (-0.62%) Homeowner's exemption Widower's exemption | $351,100 (+10.3%) Land $75,000 Building $276,100 | $351,100 (+10.3%) Land $75,000 Building $276,100 |
| 2023 | $4,972.00 (+11.03%) | $318,300 (+14%) Land $65,000 Building $253,300 | $318,300 (+14%) Land $65,000 Building $253,300 |
| 2022 | $4,478.00 | $279,200 Land $55,000 Building $224,200 | $279,200 Land $55,000 Building $224,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 391 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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