Cleveland County property record for 1400 N Post Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 3,310 sqft · built 1961 |
| Lot Size | 1.46 acres (63,990 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Apr 2026) |
| Tax Bill | $1,561 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24692 |
| Primary APN | 24692 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,310 sqft Finished Area |
| Basement Area | 3,070 sqft |
| Finished Basement | 1,374 sqft |
| Unfinished Basement | 1,696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 63,990 sqft (1.46 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1310740 |
|---|---|
| Street Address | 1400 N POST RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | 1.469 AC HWY 180 LIFE ESTATE |
| Legal Subdivision | LIFE ESTATE |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950800 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1400 N POST RD, SHELBY, NC 28150-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 6, 2026 | Warranty Deed, Transfer · FHA Mortgage NEXGEN LENDING |
| Apr 6, 2026 | Warranty Deed, Transfer · FHA Mortgage NEXGEN LENDING |
| Feb 15, 2023 | Warranty Deed, Transfer |
| Feb 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on Record |
| Deed Sale | Apr 6, 2026 · Amount on Record |
| Prior Sale | Feb 15, 2023 · Amount on Record |
| Deed Document Number | 2026200126631 |
| Deed Book / Page | 1971 / 103 |
| Prior Transfer Date | Jan 26, 2023 |
| Prior Transfer Doc | 0018921418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 1400 N POST RD, SHELBY, NC 28150-3213 |
| Document Number | 0200126631 |
| Book / Page | 1971 / 103 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026200126631 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 N POST RD, SHELBY, NC 28150-3213 |
| Document Number | 0200126632, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026200126632 |
| Name | NEXGEN LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 1400 N POST RD, SHELBY, NC 28150-3213 |
| Document Number | 0019710103 |
| Book / Page | 1971 / 103 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026200126631 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 N POST RD, SHELBY, NC 28150-3213 |
| Document Number | 0200126632, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026200126632 |
| Name | NEXGEN LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 7.12% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 15, 2023 |
| Property Address | 1400 N POST RD, SHELBY, NC 28150-3213 |
| Document Number | 0018921418 |
| Book / Page | 1892 / 1418 |
| Map Reference | MB 18 PG 48 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 200083920 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $249.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 WARLICK RD, LAWNDALE, NC 28090-9498 |
| Name | Verified Name |
|---|---|
| Address | 1400 N POST RD, SHELBY, NC 28150-3213 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 15, 2023 |
| Property Address | 1400 N POST RD, SHELBY, NC 28150-3213 |
| Document Number | 0018921472 |
| Book / Page | 1892 / 1472 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 200083945 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 N POST RD, SHELBY, NC 28150-3213 |
| Name | Verified Name |
|---|---|
| Address | 132 WARLICK RD, LAWNDALE, NC 28090-9498 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,561.00 (+4.91%) | $234,396 (-) Land $23,049 Building $211,347 | $234,396 (-) Land $23,049 Building $211,347 |
| 2025 | $1,488.00 | $234,396 (+46.12%) Land $23,049 Building $211,347 | $234,396 (+46.12%) Land $23,049 Building $211,347 |
| 2023 | $160,408 Land $15,341 Building $145,067 | $160,408 Land $15,341 Building $145,067 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures