1400 Montecito Ln, Pinole, CA 94564 Property Records

Contra Costa County property record for 1400 Montecito Ln, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,446 sqft · built 1989
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Nov 2007)
Tax Bill	$13,201 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-461-001`

Property Details

APN / Parcel Number

Primary APN	`401-461-001`
Alternative APN	`401-461-001-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,446 sqft Living Area
1st Floor Area	1,354 sqft
2nd Floor Area	1,092 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	12,600 sqft (0.289 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1400 MONTECITO LN
City	PINOLE
State	CA
Zip	94564-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T6464 L1
Legal Subdivision	SUBDIVISION 6464
Legal Tract	6464
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	359103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1400 MONTECITO LN, PINOLE, CA 94564-2146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Apr 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2007 · Amount on Record
Deed Sale	Nov 21, 2007 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Document Number	2007320609
Last Transfer Date	Apr 23, 2019
Transfer Doc	0000060916
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1400 MONTECITO LN, PINOLE, CA 94564-2146
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 MONTECITO LN, PINOLE, CA 94564-2146

Mortgage

Document Number	0000091487
Date	Sep 21, 2023
Instrument	2023-091487

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 30, 2019
Property Address	1400 MONTECITO LN, PINOLE, CA 94564-2146
Document Number	0000060916
Map Reference	MB 295 PG 22
Instrument Date	Apr 23, 2019
Instrument	2019-060916
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1400 MONTECITO LN, PINOLE, CA 94564-2146

Mortgage

Document Number	0000060917
Date	Apr 30, 2019
Instrument	2019-060917

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$937,832 (+2%) Land $468,916 Building $468,916
2025	$13,201.00 (+5.1%)	$919,444 (+4.04%) Land $459,722 Building $459,722
2023	$12,561.00 (+0.92%)	$883,742 Land $441,871 Building $441,871
2022	$12,446.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, Unwired.

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