1400 Elm Dr, Creston, IA 50801 Property Records

Union County property record for 1400 Elm Dr, Creston, IA 50801

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 1,712 sqft · built 1977
Lot Size0.268 acres (11,700 sqft)
OwnerIndividual Name on File
Last Sale$238,000 (Jun 2022)
Tax Bill$4,408 (2024)
Deeds & MortgagesJul 2020 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0136451015

Property Details

APN / Parcel Number

Primary APN0136451015

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,712 sqft Living Area
Basement Area1,712 sqft
Finished Basement800 sqft
Game RoomGame Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Exterior MaterialVinyl
Construction TypeSteel Frame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,700 sqft (0.268 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck Area288 sqft
Patio Area108 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1400 ELM DR
CityCRESTON
StateIA
Zip50801-1137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIDCREST ADD SEC 1 LOT 9
Legal Lot Number9
JurisdictionUNION IA
Township / Civil DivisionCRESTON
Census Block Group2
Census Block2001
Census Tract190400

Owner

Source: Union County records · APN 0136451015

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1400 ELM DR, CRESTON, IA 50801-1137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PCSB BANK
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
IOWA BANKERS MORTGAGE CORP
Jun 15, 2022Warranty Deed, Transfer · Conventional Mortgage
LUANNA SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2022 · Amount on Record
Deed SaleJun 15, 2022 · Amount on Record
Prior SaleFeb 08, 2021 · Amount on Record
Deed Document Number2022-00001147
Deed Book / Page1284 / 35
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION IA
Property Address1400 ELM DR, CRESTON, IA 50801-1137
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001225/256
DateJul 20, 2020
Book Page1225/256
Instrument2020-00001309
Lender
NamePCSB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 15, 2030
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION IA
Property Address1400 ELM DR, CRESTON, IA 50801-1137
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001242/133
DateFeb 08, 2021
Book Page1242/133
Instrument2021-00000244
Lender
NameIOWA BANKERS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION IA
Recording DateJun 15, 2022
Property Address1400 ELM DR, CRESTON, IA 50801-1137
Document Number0001284/35
Book / Page1284 / 35
Instrument DateJun 10, 2022
Instrument2022-00001147
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 ELM DR, CRESTON, IA 50801-1137

Mortgage

Document Number0001284/36
DateJun 15, 2022
Book Page1284/36
Instrument2022-00001148
Lender
NameLUANNA SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2037
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCreston City
CountyUnion County
Unified School DistrictCreston Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$274,820 (-4.76%) Land $30,040 Building $244,780$274,820 (-4.76%) Land $30,040 Building $244,780
2024$4,408.00 (-22.99%)
2023$288,560 Land $26,960 Building $261,600$288,560 Land $26,960 Building $261,600
2022$5,724.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (19175C), as of May 31, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191751904002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2011 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Farmers Mutual Telephone Company-Nora Springs.

Based on FCC filings for 233 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA8816089, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCRESTON WATER SUPPLY
serves 7,536 people
Water SourceSurface water
Last State InspectionDec 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment Techniques
Jun 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Elm Dr

Nearby Streets

Search Property Records by Address or Parcel Number