1400 Elba Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1400 Elba Dr, Arnold, MO 63010 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1,484 sqft · built 2018
Lot Size4.5 acres (196,020 sqft)
Owner2 Individual Names on File
Tax Bill$2,944 (2023)
Deeds & MortgagesAug 2018 Mortgage
Mar 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN026.024.04002037

Property Details

APN / Parcel Number

Primary APN026.024.04002037

Interior

Stories1 Story
Building Area1,484 sqft Living Area

Exterior

Year BuiltBuilt 2018
Construction TypeFrame
Lot Area196,020 sqft (4.5 acres)
Garage TypeAttached
Garage Area816 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1400 ELBA DR
CityARNOLD
StateMO
Zip63010-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE FRL1/4
Legal Range05
Legal Township43
Legal Section24
Legal QuarterSE
Legal Block2
JurisdictionJEFFERSON MO
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1002
Census Tract700118

Owner

Source: Jefferson County records · APN 026.024.04002037

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1400 ELBA DR, ARNOLD, MO 63010-1025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2018Deed of Trust, Mortgage · ARM
OZARKS FSLA
Mar 30, 2022Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
Jun 16, 2020Deed of Trust, Mortgage
MORTGAGE SOLUTIONS/ST LOUIS
Oct 09, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 10, 2018Affidavit of Death, Transfer
NATIONS TITLE AGENCY/MO INC
Jan 10, 2018Warranty Deed, Transfer · ARM
OZARKS FSLA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2018
Deed SaleSep 18, 2018
Deed Document Number2018R-030754
Prior Transfer DateJan 10, 2018
Prior Transfer Doc2018R-001028
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1400 ELBA DR, ARNOLD, MO 63010-1025
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023957
DateAug 07, 2018
Instrument2018R-023957
Lender
NameOZARKS FSLA
TypeBank
AddressFARMINGTON, MO 63640
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateSep 01, 2025
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change7.25%
Index11th District COF
Max Rate10.2%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1400 ELBA DR, ARNOLD, MO 63010-1025
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 ELBA DR, ARNOLD, MO 63010-1025

Mortgage

Document Number0000010605
DateMar 30, 2022
Instrument2022R-010605
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term120 Months
DueMar 22, 2032

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1400 ELBA DR, ARNOLD, MO 63010-1025
Document Number0000021767
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJul 02, 2020
Title CompanyGATEWAY TITLE COMPANY, GATEWAY TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1400 ELBA DR ARNOLD MO 630101025, ARNOLD, MO 63010-1025

Mortgage

Document Number0000021767
DateJun 22, 2020
Instrument21767
Lender
NameMORTGAGE SOLUTIONS/ST LOUIS
TypeMortgage Company
Address9849 MANCHESTER RD # 3, ST LOUIS, MO 63119-1200
Agreement
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateOct 09, 2018
Property Address1400 ELBA DR, ARNOLD, MO 63010-1025
Document Number0000030754
Instrument DateSep 18, 2018
Instrument30754
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5577 GOLF RIDGE DR #C ST LOUIS MO 631283337, C, ST LOUIS, MO 63128-3337

January 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionJEFFERSON MO
Recording DateJan 10, 2018
Property Address1400 ELBA DR, ARNOLD, MO 63010-1025
Document Number0000001027
Instrument DateDec 15, 2017
Instrument1027
Transaction TypeTransfer
Record UpdatedJan 17, 2018
Title CompanyNATIONS TITLE AGENCY/MO INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJan 10, 2018
Property Address1400 ELBA DR, ARNOLD, MO 63010-1025
Document Number0000001028
Instrument DateDec 14, 2017
Instrument2018R-001028
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5481 LEHIGH LN, 5481, IMPERIAL, MO 63052

Transferred To (Grantee/Buyer)

NameVerified Name
Address5577 GOLF RIDGE DR APT C, C, SAINT LOUIS, MO 63128-3337

Mortgage

Document Number0000001029
DateJan 10, 2018
Instrument2018R-001029
Lender
NameOZARKS FSLA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term240 Months
DueJan 01, 2038
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJan 01, 2019
Change FrequencyAnnually
Min Rate At Change5.75%
Max Rate At Change7.75%
Index1-Year CMT
Max Rate11.7%

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$45,000 (+8.43%) Land $5,700 Building $39,300
2024$236,600 (+8.38%) Land $30,000 Building $206,600
2023$2,944.00$41,500 Land $5,700 Building $35,800$218,300 Land $30,000 Building $188,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 10% of Missouri
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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