Polk County property record for 1400 Eagle Crest Blvd, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,110 sqft · built 2020 |
| Lot Size | 0.254 acres (11,051 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Apr 2026) |
| Tax Bill | $3,552 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-22-588322-001510 |
| Primary APN | 26-28-22-588322-001510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,510 sqft |
| 1st Floor Area | 2,110 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,051 sqft (0.254 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 1400 EAGLE CREST BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE CREST PB 144 PG 20-22 LOT 151 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | EAGLE CREST |
| Legal Tract | 588322 |
| Legal Block | 4 |
| Legal Lot Number | 151 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 13702 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Feb 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Jul 27, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 22, 2019 | Loan Modification, Mortgage · Line of Credit SYNOVUS BK |
| Apr 1, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Mar 22, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2020 · Amount on Record |
| Deed Document Number | 202678221 |
| Deed Book / Page | 13942 / 1313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Document Number | 0000128411 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 12248/405 |
| Instrument | 2022128411 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Document Number | 0000042207 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 13015/1599 |
| Instrument | 2024042207 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Document Number | 0000078221 |
| Book / Page | 13942 / 1313 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202678221 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236,845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Document Number | 0000078222, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202678222 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 27, 2020 |
| Property Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Document Number | 0113130967 |
| Book / Page | 011313 / 000967 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 150979 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,793.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1400 EAGLE CREST BLVD WINTER HAVEN FL 338813234, WINTER HAVEN, FL 33881-3234 |
| Document Number | 113130969 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 011313/000969 |
| Instrument | 150980 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 22, 2019 |
| Property Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Document Number | 0107861752 |
| Book / Page | 010786 / 001752 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 58323 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
| Document Number | 107861752 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 010786/001752 |
| Instrument | 58323 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | 1148 BROADWAY, COLUMBUS, GA 31901-2429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 1, 2019 |
| Property Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Document Number | 0107951328 |
| Book / Page | 010795 / 001328 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 65102 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,261.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 22, 2019 |
| Property Address | 1400 EAGLE CREST BLVD, WINTER HAVEN, FL 33881-3234 |
| Document Number | 0107861750 |
| Book / Page | 010786 / 001750 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 58322 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,262.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,515 (+2.7%) | $260,868 (-7.26%) Land $50,000 Building $210,868 | |
| 2025 | $3,552.00 (+3.11%) Homeowner's exemption | $230,297 (+5.99%) | $281,287 (-4.11%) Land $50,000 Building $231,287 |
| 2024 | $3,445.00 (+2.65%) | ||
| 2023 | $3,356.00 (+2.76%) Homeowner's exemption | $217,288 (+3%) | $293,346 (+11.38%) Land $48,000 Building $245,346 |
| 2022 | $3,266.00 Homeowner's exemption | $210,959 | $263,377 Land $40,000 Building $223,377 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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