1400 E Webster St, Ferndale, MI 48220 Property Records

Oakland County property record for 1400 E Webster St, Ferndale, MI 48220 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 978 sqft · built 1951
Lot Size	0.099 acres (4,312 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2021)
Tax Bill	$3,891 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-35-453-004`

Property Details

APN / Parcel Number

Primary APN	`24-25-35-453-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
1st Floor Area	782 sqft
Basement Area	782 sqft
Finished Basement	782 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	107 ft deep x 40 ft wide
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1400 E WEBSTER ST
City	FERNDALE
State	MI
Zip	48220-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 35 FORD HEIGHTS ADD SUB LOT 324 & E 10 FT OF LOT 325, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	35
Legal Subdivision	FORD HEIGHTS ADD SUB
Legal Lot Number	324-325
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1019
Census Tract	173600

Owner

Source: Oakland County records · APN 24-25-35-453-004

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1400 E WEBSTER ST, FERNDALE, MI 48220-2622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage GENISYS CU
Oct 08, 2019	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 03, 2018	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Oct 08, 2019 · Amount on Record
Deed Document Number	2021218737
Deed Book / Page	56832 / 526
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	0000154433
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1400 E WEBSTER ST, FERNDALE, MI 48220-2622
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 E WEBSTER ST, FERNDALE, MI 48220-2622

Mortgage

Document Number	0000278271
Date	Dec 30, 2020
Book Page	55421/548
Instrument	278271

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 10, 2021
Property Address	1400 E WEBSTER ST, FERNDALE, MI 48220-2622
Document Number	0000218737
Book / Page	56832 / 526
Map Reference	LB 10 PG 42
Instrument Date	Sep 08, 2021
Instrument	218737
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14002 WEBSTER AVE, FERNDALE, MI 48220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 SHERWOOD RD, FERNDALE, MI 48220

Mortgage

Document Number	0056832527
Date	Sep 10, 2021
Instrument	56832/527

Lender

Name	GENISYS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 08, 2019
Property Address	1400 E WEBSTER ST, FERNDALE, MI 48220-2622
Document Number	0000165945
Book / Page	53347 / 00671
Map Reference	LB 10 PG 42
Instrument Date	Sep 30, 2019
Instrument	165945
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4250 ELIZABETH LN, 4250, COMMERCE TOWNSHIP, MI 48390-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 E WEBSTER ST, FERNDALE, MI 48220-2622

Mortgage

Document Number	5334700672
Date	Oct 08, 2019
Instrument	53347/00672

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 03, 2018
Property Address	1400 E WEBSTER ST, FERNDALE, MI 48220-2622
Document Number	0000194866
Book / Page	052405 / 000487
Instrument Date	Nov 26, 2018
Instrument	194866
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$762.39
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1400 E WEBSTER ST FERNDALE MI 482202622, FERNDALE, MI 48220-2622

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,891.00 (-2.26%) Homeowner's exemption	$92,190 (+33.13%)	$184,380 (+33.13%)
2024	$3,981.00 (+22.27%)
2023		$69,250	$138,500
2021	$3,256.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251736001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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