1400 E Washington St, Monticello, FL 32344 Property Records

Jefferson County property record for 1400 E Washington St, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,032 sqft · built 2005
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2024)
Tax Bill	$7,243 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2N-5E-0000-0321-0000`

Property Details

APN / Parcel Number

Primary APN	`29-2N-5E-0000-0321-0000`
Alternative APN	`11296`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,032 sqft Living Area
1st Floor Area	2,112 sqft
Upper Floors Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,045 sqft (1.08 acres)
Lot Width	89,298 ft Width
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	384 sqft
Deck Area	Deck Area
Patio Area	324 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1400 E WASHINGTON ST
City	MONTICELLO
State	FL
Zip	32344-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.08 ACRES IN SW1/4 N OF US 90 ----OR 518/62 & 572/803 & 763/750
Legal Range	05E
Legal Township	02N
Legal Section	29
Legal Subdivision	PALMER LYONS ADD
Legal Lot Number	H
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2019
Census Tract	250105

Owner

1400 E Washington St is owned by two individuals who bought it in October 2024.

Source: Jefferson County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1168 BOSTON HWY, MONTICELLO, FL 32344-4704
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 8, 2019	Warranty Deed, Transfer NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on File
Deed Sale	Oct 11, 2024 · Amount on File
Prior Sale	May 26, 2005 · Amount on File
Deed Document Number	20242632
Deed Book / Page	857 / 699
Prior Transfer Date	Jul 17, 2024
Prior Transfer Doc	0008540349
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	1400 E WASHINGTON ST, MONTICELLO, FL 32344-3031
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007740188
Date	Sep 25, 2019
Book Page	0774/0188
Instrument	201933002570

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	1400 E WASHINGTON ST, MONTICELLO, FL 32344-3031
Document Number	0007650613
Instrument Date	Mar 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 INMAN VILLAGE PKWY NE ATLANTA GA 303075543, ATLANTA, GA 30307-5543

Mortgage

Document Number	0007650613
Date	Mar 8, 2019
Book Page	000765/000613
Instrument	33000578

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2034

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Jan 8, 2019
Property Address	1400 E WASHINGTON ST, MONTICELLO, FL 32344-3031
Document Number	0007630750
Book / Page	000763 / 000750
Instrument Date	Dec 21, 2018
Instrument	33000061
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$2,219.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 INMAN VILLAGE PKWY NE #230 ATLANTA GA 303075550, 230, ATLANTA, GA 30307-5550

Tax Assessment & Valuation

The 2025 property tax bill for 1400 E Washington St was $7,243.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,243.00	$345,164 (+6.72%) Land $39,518 Building $305,646	$345,164 (-1.14%) Land $39,518 Building $305,646
2024	$7,243.00 (+31.31%) Homeowner's exemption	$323,444 (+3%)	$349,149 (-7.83%) Land $35,754 Building $313,395
2023	$5,516.00 (-1.9%) Homeowner's exemption	$314,023 (+3%)	$378,798 (+9.36%) Land $64,294 Building $314,504
2022	$5,623.00 Homeowner's exemption	$304,877	$346,376 Land $57,150 Building $289,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1400 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 E Washington St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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