1400 E Scott St, Pensacola, FL 32503 Property Records

Escambia County property record for 1400 E Scott St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,543 sqft · built 2009
Lot Size0.133 acres (5,776 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Mar 2009)
Tax Bill$120 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jul 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN00-0S-00-9025-020-306

Property Details

APN / Parcel Number

Primary APN00-0S-00-9025-020-306
Alternative APN
  • 142639000

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,543 sqft Living Area
Gross Area1,827 sqft
1st Floor Area643 sqft
Upper Floors Area900 sqft
FlooringMarble
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,776 sqft (0.133 acres)
Garage TypeAttached
Garage Area284 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area148 sqft
Deck Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number142639000
Street Address1400 E SCOTT ST
CityPENSACOLA
StateFL
Zip32503-4659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionW 12 FT OF LT 19 ALL LT 20 BLK 306 NEW CITY TRACT OR 8375 P 1727 CA 52
Legal SubdivisionNEW CITY TRACT
Legal Block306
Legal Lot Number20
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2032
Census Tract802

Owner

Source: Escambia County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1400 E SCOTT ST, PENSACOLA, FL 32503-4659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · VA Mortgage
ADVANTAGEFIRST LNDG INC
Jul 24, 2025Deed of Trust, Mortgage · VA Mortgage
ADVANTAGEFIRST LENDING INC
May 19, 2022Deed of Trust, Mortgage · VA Mortgage
VERITAS FUNDING LLC
Oct 1, 2020Warranty Deed, Transfer · VA Mortgage
AMERIS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2009 · Amount on Record
Deed SaleMar 30, 2009 · Amount on Record
Deed Document Number200920899
Deed Book / Page6442 / 509
Last Transfer DateNov 5, 2012
Transfer Doc0069571585
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Recording DateApr 24, 2026
Property Address1400 E SCOTT ST, PENSACOLA, FL 32503-4659
Document Number0000031915
Book / Page9482 / 491
Instrument DateApr 4, 2026
Instrument202631915
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 E SCOTT ST, PENSACOLA, FL 32503-4659

Mortgage

Document Number0000031915,
DateApr 24, 2026
Book Page9482/491
Instrument202631915
Lender
NameADVANTAGEFIRST LNDG INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address1400 E SCOTT ST, PENSACOLA, FL 32503-4659
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 E SCOTT ST, PENSACOLA, FL 32503-4659

Mortgage

Document Number0093520939
DateJul 24, 2025
Book Page9352/939
Instrument2025055742
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressLAKE FOREST, CA 92630
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueAug 1, 2054

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address1400 E SCOTT ST, PENSACOLA, FL 32503-4659
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 E SCOTT ST, PENSACOLA, FL 32503-4659

Mortgage

Document Number0087880105
DateMay 19, 2022
Book Page8788/105
Instrument2022051732
Lender
NameVERITAS FUNDING LLC
TypeLending Institution
AddressMIDVALE, UT 84047
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateOct 1, 2020
Property Address1400 E SCOTT ST, PENSACOLA, FL 32503-4659
Document Number0083751727
Book / Page8375 / 1727
Instrument DateSep 30, 2020
Instrument2020080607
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1211 DURNFORD PL, 1211, PENSACOLA, FL 32503-3120

Transferred To (Grantee/Buyer)

NameVerified Name
Address1667 WOODLAWN BEACH RD, GULF BREEZE, FL 32563-9516

Mortgage

Document Number0083751731
DateOct 1, 2020
Instrument8375/1731
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$120.00 Homeowner's exemption Veteran's exemption$354,640 (+17.7%)$362,742 (+11.32%) Land $114,345 Building $248,397
2024$120.00 (-97.73%)
2023$5,289.00 (+9.25%)$301,318 (+2.59%)$325,851 (+10.94%) Land $87,087 Building $238,764
2022$4,841.00$293,716$293,716 Land $80,388 Building $213,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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