Codington County property record for 1400 E Kemp Ave, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1916 |
| Lot Size | 0.143 acres (6,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,400 (Jan 2019) |
| Tax Bill | $1,611 (2026) |
| Deeds & Mortgages | Nov 2013 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 008297 |
| Primary APN | 008297 |
|---|
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Lot Area | 6,225 sqft (0.143 acres) |
| Lot Dimensions | 82.5 ft deep x 75 ft wide |
| Street Address | 1400 E KEMP AVE |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-3947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 LOTS 18-20 BLK 8 KEMPS ADD |
| Legal Subdivision | KEMPS ADD |
| Legal Block | 8 |
| Legal Lot Number | 18-20 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 954401 |
1400 E Kemp Ave is owned and occupied by two individuals who bought it in January 2019.
Source: Codington County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1400 E KEMP AVE, WATERTOWN, SD 57201-3947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on File |
| Deed Sale | Jan 14, 2019 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1400 E KEMP AVE, WATERTOWN, SD 57201-3947 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1829 NORTHRIDGE DR, WATERTOWN, SD 57201-8634 |
| Investor | Possibly a Property Investor |
| Document Number | 00988/2865 |
|---|---|
| Date | Nov 18, 2013 |
| Book Page | 988/2865 |
| Instrument | 201305807 |
| Name | FIRST PREMIER BANK |
|---|---|
| Address | WATERTOWN, SD 57201 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 4, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1400 E Kemp Ave was $1,611 with a homeowner's exemption.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,611.00 Homeowner's exemption | $151,059 (-) Land $40,886 Building $110,173 |
| 2025 | $1,611.00 (+2.74%) Homeowner's exemption | $151,059 Land $40,886 Building $110,173 |
| 2024 | $1,568.00 | |
| 2023 | $140,134 Land $37,169 Building $102,965 | |
| 2022 | $1,549.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1400 E Kemp Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1400 E Kemp Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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