1400 E Kay St, Derby, KS 67037 Property Records

Sedgwick County property record for 1400 E Kay St, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,106 sqft · built 1981
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$6,365 (2023)
Deeds & Mortgages	Apr 2024 Reverse Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`RO DY03727`

Property Details

APN / Parcel Number

Primary APN	`RO DY03727`
Alternative APNs	`233-07-0-41-01-044.00` `00304196`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,106 sqft Living Area
Gross Area	6,250 sqft
1st Floor Area	2,156 sqft
Basement Area	2,122 sqft
Finished Basement	1,071 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,022 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	720 sqft
Porch	Covered Porch
Porch Area	156 sqft
Deck Area	49 sqft
Patio Area	727 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00304196
Street Address	1400 E KAY ST
City	DERBY
State	KS
Zip	67037-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 10 OAKWOOD VALLEY ESTATES ADD.
Legal Range	02E
Legal Township	29
Legal Section	07
Legal Subdivision	SUBD NO.: T08
Legal Block	10
Legal Lot Number	3
Jurisdiction	SEDGWICK KS
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2011
Census Tract	9804

Owner

Source: Sedgwick County records, as of December 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1400 E KAY ST, DERBY, KS 67037-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Reverse Mortgage COMMERCE BANK A STATE CHARTERED MISSOURI
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit VERUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023
Deed Sale	Nov 7, 2023
Deed Document Number	30274254
Deed Book / Page	3027 / 4254
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1400 E KAY ST, DERBY, KS 67037-3611
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03030/3182
Date	Apr 19, 2024
Book Page	3030/3182
Instrument	30303182

Lender

Name	COMMERCE BANK A STATE CHARTERED MISSOURI
Type	Private Party
Address	922 WALNUT ST STE 1100, KANSAS CITY, MO 64106

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2034

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Nov 7, 2023
Property Address	1400 E KAY ST, DERBY, KS 67037-3611
Document Number	03027/4254
Book / Page	3027 / 4254
Instrument Date	Nov 3, 2023
Instrument	30274254
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	ALPHA TITLE GUARANTY INC, ALPHA NATL TTL GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 E KAY ST, DERBY, KS 67037-3611

Mortgage

Document Number	0030274255
Date	Nov 7, 2023
Instrument	30274255

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1400 E KAY ST, DERBY, KS 67037-3611
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2976/2558
Date	Apr 17, 2018
Book Page	2976/2558
Instrument	29762558

Lender

Name	VERUS BANK
Type	Bank
Address	DERBY, KS 67037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Rockford Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,365.00 (-1.71%)	$45,276 Land $7,809 Building $37,467	$393,700 Land $67,900 Building $325,800
2022	$6,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: IdeaTek, Twin Valley.

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