1400 E 300th Ave, Saint Elmo, IL 62458 Property Records

Effingham County property record for 1400 E 300th Ave, Saint Elmo, IL 62458

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 2018
Lot Size	70 acres (3,049,200 sqft)
Owner	Individual Name on Record
Last Sale	$262,500 (Oct 2017)
Tax Bill	$8,698 (2025)
Deeds & Mortgages	Jan 2018 Construction Loan Nov 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-01-017-002`

Property Details

APN / Parcel Number

Primary APN	`15-01-017-002`

Interior

Stories	1 Story
Building Area	1,152 sqft Base Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	3,049,200 sqft (70 acres)

Location & Zoning

Street Address	1400 E 300TH AVE
City	SAINT ELMO
State	IL
Zip	62458-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SW & W 30AC SE SW 3338/371 3086/339 733/397 465/215
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WEST
Census Block Group	4
Census Block	4078
Census Tract	950300

Owner

Source: Effingham County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1400 E 300TH AVE, SAINT ELMO, IL 62458-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2018	Deed of Trust, Mortgage · Construction Mortgage SIGEL COMMUNITY BANK
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jun 29, 2023	Deed of Trust, Mortgage FARM CREDIT ILLINOIS FLCA
Oct 6, 2017	Warranty Deed, Transfer FARM CREDIT ILLINOIS FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	20171704732
Deed Book / Page	3338 / 371
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1400 E 300TH AVE, SAINT ELMO, IL 62458-2115
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003361/104
Date	Jan 19, 2018
Book Page	3361/104
Instrument	201801800239

Lender

Name	SIGEL COMMUNITY BANK
Type	Non-Lending Institution
Address	SIGEL, IL 62462

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 15, 2018

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1400 E 300TH AVE, SAINT ELMO, IL 62458-2115
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003430/282
Date	Nov 26, 2018
Book Page	3430/282
Instrument	201801804902

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	SIGEL, IL 62462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

Interest

Rate	4.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1400 E 300TH AVE, SAINT ELMO, IL 62458-2115
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003496/077
Date	Sep 13, 2019
Book Page	3496/077
Instrument	201901903656

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Interest

Rate	3.25%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1400 E 300TH AVE, SAINT ELMO, IL 62458-2115
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003666/331
Date	Mar 12, 2021
Book Page	3666/331
Instrument	202121001237

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1400 E 300TH AVE, SAINT ELMO, IL 62458-2115
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 E 300TH AVE, SAINT ELMO, IL 62458-2115

Mortgage

Document Number	003866/215
Date	Jun 29, 2023
Book Page	3866/215
Instrument	202323002168

Lender

Name	FARM CREDIT ILLINOIS FLCA
Type	Bank
Address	MAHOMET, IL 61853

Agreement

Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 6, 2017
Property Address	1400 E 300TH AVE, SAINT ELMO, IL 62458-2115
Document Number	003338/371
Book / Page	3338 / 371
Instrument Date	Nov 28, 2014
Instrument	201701704732
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	748 S 69TH PL, SPRINGFIELD, OR 97478-7314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 E 200TH AVE, MASON, IL 62443-2513

Mortgage

Document Number	201701704733
Date	Oct 6, 2017
Instrument	201701704733

Lender

Name	FARM CREDIT ILLINOIS FLCA
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	290 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	West Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,698.00 (+1,096.42%)	$141,090 (+33.09%) Land $88,620 Building $52,470	$423,270 (+33.09%) Land $265,860 Building $157,410
2022	$727.00 Homeowner's exemption	$106,010 Land $66,590 Building $39,420	$318,030 Land $199,770 Building $118,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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