1400 Don Ray Cir, Norman, OK 73026 Property Records

Cleveland County property record for 1400 Don Ray Cir, Norman, OK 73026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,856 sqft · built 2007
Lot Size	16.2 acres (707,414 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SD70 9 1E 22017`

Property Details

APN / Parcel Number

Primary APN	`SD70 9 1E 22017`
Alternative APN	`92144`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,856 sqft Living Area
1st Floor Area	2,856 sqft
Storm Shelter	Storm Shelter
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	707,414 sqft (16.2 acres)
Garage Type	Attached
Garage Area	578 sqft
Porch	Porch
Porch Area	566 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	92144
Old Parcel Number	92144
Street Address	1400 DON RAY CIR
City	NORMAN
State	OK
Zip	73026-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-9-1E 16.24 AC LT 15 LITTLE AXE EST SUR AKA PRT SE/4 BEG 1997.01` 1464.02`N SE/C W599.06` N1168.59` E625.49` S 1D W661.81`
Legal Range	01E
Legal Township	09N
Legal Section	22
Legal Subdivision	UNPLTD PT SEC 22 9N 1E
Legal Lot Number	15
Jurisdiction	CLEVELAND OK
Township / Civil Division	EAST CLEVELAND
Census Block Group	1
Census Block	1097
Census Tract	202406

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1400 DON RAY CIR, NORMAN, OK 73026-9206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2000
Deed Sale	Oct 31, 2000
Deed Document Number	0003211190
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1400 DON RAY CIR, NORMAN, OK 73026-9206
Document Number	0000043881
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1400 DON RAY CIR NORMAN OK 730269206, NORMAN, OK 73026-9206

Mortgage

Document Number	0000043881
Date	Nov 30, 2020
Book Page	006154/000428
Instrument	43881

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2040

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Little Axe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,600.00 (-4%) Homeowner's exemption	$38,999 (+6.58%) Land $915 Building $38,084	$414,505 (+25.56%) Land $9,729 Building $404,776
2023	$3,750.00 Homeowner's exemption	$36,591 Land $2,199 Building $34,392	$330,125 Land $19,844 Building $310,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20