Hamilton County property record for 1400 Choate Rd, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,416 sqft · built 1945 |
| Lot Size | 0.279 acres (12,182 sqft) |
| Owner | Company Name on Record |
| Last Sale | $475,000 (Nov 2014) |
| Tax Bill | $1,074 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jan 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169G H 013 |
| Primary APN | 169G H 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,182 sqft (0.279 acres) |
| Lot Dimensions | 159 ft deep x 76.5 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000113913 |
|---|---|
| Street Address | 1400 CHOATE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 11 PT 12 BLK 1 CHATWOOD PB15 PG5 |
| Legal Subdivision | CHATWOOD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11600 |
Source: Hamilton County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 515 AIRPORT RD, 110, CHATTANOOGA, TN 37421-3525 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 5, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 23, 2019 | Loan Modification, Mortgage COMMUNITY NAT'L BK |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2014 · Amount on Record |
| Deed Sale | Nov 4, 2014 · Amount on Record |
| Prior Sale | Jan 28, 2013 · Amount on Record |
| Deed Document Number | 2014161 |
| Deed Book / Page | 10335 / 277 |
| Last Transfer Date | Jun 2, 2023 |
| Transfer Doc | 0000000046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 5, 2023 |
| Property Address | 1400 CHOATE RD, CHATTANOOGA, TN 37412-2819 |
| Document Number | 0000000046 |
| Book / Page | 13308 / 21 |
| Map Reference | MB 14 PG 78 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 2023060500046 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 AIRPORT RD STE 110, 110, CHATTANOOGA, TN 37421-3525 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1400 CHOATE RD, CHATTANOOGA, TN 37412-2819 |
| Document Number | 0307000065 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 515 AIRPORT RD CHATTANOOGA TN 374213583, CHATTANOOGA, TN 37421-3583 |
| Document Number | 0307000065 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 011581/000444 |
| Instrument | 190307000065 |
| Name | COMMUNITY NAT'L BK |
|---|---|
| Type | Bank |
| Address | RINGGOLD, GA 30736-1245 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1400 CHOATE RD, CHATTANOOGA, TN 37412-2819 |
| Document Number | 1010000083 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 515 AIRPORT RD CHATTANOOGA TN 374213583, CHATTANOOGA, TN 37421-3583 |
| Document Number | 1010000083 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 011473/000931 |
| Instrument | 181010000083 |
| Name | COMMUNITY NAT'L BK |
|---|---|
| Type | Bank |
| Address | RINGGOLD, GA 30736-1245 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,074.00 (+29.24%) | $70,900 (+90.85%) | $283,600 (+90.85%) Land $50,000 Building $233,600 |
| 2024 | $831.00 (-36.27%) | $37,150 (-) | $148,600 (-) Land $35,000 Building $113,600 |
| 2023 | $1,304.00 | $37,150 (-) | $148,600 (-) Land $35,000 Building $113,600 |
| 2022 | $1,304.00 | $37,150 | $148,600 Land $35,000 Building $113,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1979–2025) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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