Upshur County property record for 1400 Cherokee Trce, Gilmer, TX 75644
| Property Type | Rural Home |
|---|---|
| Details | 5,918 sqft · built 2019 |
| Lot Size | 2.49 acres (108,813 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,238 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 200U-S02-C11-180-1 |
| Primary APN | 200U-S02-C11-180-1 |
|---|---|
| Alternative APN |
|
| Building Area | 5,918 sqft Living Area |
|---|---|
| 1st Floor Area | 2,811 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,813 sqft (2.49 acres) |
| Garage Area | 763 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 200U-S02-C11-180-1 |
|---|---|
| Street Address | 1400 CHEROKEE TRCE |
| City | GILMER |
| State | TX |
| Zip | 75644-6330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A200 HEREFORD, WILLIAM H,TRACT 180-1, 2.498 ACRES & HOUSE |
| Legal Subdivision | THE W H HEREFORD SURVEY |
| Legal Tract | 1-180 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 950301 |
1400 Cherokee Trce, a rural home, is owned and occupied by two individuals.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1400 CHEROKEE TRCE, GILMER, TX 75644-6330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 1400 CHEROKEE TRCE, GILMER, TX 75644-6330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201905511 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 201905511 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 1400 CHEROKEE TRCE, GILMER, TX 75644-6330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202007062 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 202007062 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 1400 Cherokee Trce was $10,238 with a homeowner's exemption, up 23.2% from the year before.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,238.00 (+23.17%) Homeowner's exemption | $577,770 (+4.07%) Land $65,290 Building $512,480 | $577,770 (+4.07%) Land $65,290 Building $512,480 |
| 2025 | $8,312.00 Homeowner's exemption | $555,160 Land $42,680 Building $512,480 | $555,160 Land $42,680 Building $512,480 |
| 2023 | $526,150 Land $58,030 Building $468,120 | $526,150 Land $58,030 Building $468,120 | |
| 2022 | $9,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1400 Cherokee Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1400 Cherokee Trce is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILMER serves 8,115 people · EPA ID TX2300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Etex Telephone Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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