1400 Cedar St, Fort Bragg, CA 95437 Property Records

Mendocino County property record for 1400 Cedar St, Fort Bragg, CA 95437

Property Summary

Property Type	Single Family Home
Lot Size	0.313 acres (13,637 sqft)
Owner	Individual Name on Record
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-490-22`

Property Details

APN / Parcel Number

Primary APN	`020-490-22`
Alternative APN	`020-490-22-00`

Exterior

Lot Area	13,637 sqft (0.313 acres)

Location & Zoning

Old Parcel Number	020-490-22
Street Address	1400 CEDAR ST
City	FORT BRAGG
State	CA
Zip	95437-3932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N0
Legal Block	4
Legal Lot Number	22
Jurisdiction	MENDOCINO CA
Township / Civil Division	FORT BRAGG
Census Block Group	4
Census Block	4019
Census Tract	10400

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1400 CEDAR ST, FORT BRAGG, CA 95437-3932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 11, 2025
Transfer Doc	0000010632
Record Updated	Sep 20, 2026

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MENDOCINO CA
Recording Date	Dec 18, 2025
Property Address	1400 CEDAR ST, FORT BRAGG, CA 95437-3932
Document Number	0000010632
Instrument Date	Dec 3, 2025
Instrument	2025-10632
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	FIDELITY NATL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 CEDAR ST, FORT BRAGG, CA 95437-3932

Mortgage

Document Number	0000010633
Date	Dec 18, 2025
Instrument	2025-10633

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	981 Months
Due	Sep 8, 2107

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.8%

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Fort Bragg City
Unified School District	Fort Bragg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$229,856 (+2%) Land $123,770 Building $106,086
2025	$2,773.00 (+2.89%)	$225,350 (+4.04%) Land $121,344 Building $104,006
2024	$2,695.00 (-0.11%)
2023	$2,698.00 (+8.66%)	$216,601 Land $116,633 Building $99,968
2020	$2,483.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT BRAGG serves 7,117 people · EPA ID CA2310001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200
T-Mobile Fixed Wireless	100 / 20