1400 Ave E NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1400 Ave E NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,360 sqft · built 1966
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Feb 2016)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-28-22-588300-000300`

Property Details

APN / Parcel Number

Primary APN	`26-28-22-588300-000300`
Alternative APNs	`222826588300000300` `22826000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	2,840 sqft
1st Floor Area	1,176 sqft
Upper Floors Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	175 ft deep x 62 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	480 sqft
Porch	Unfinished Open Porch
Porch Area	88 sqft
Shed	1 Shed

Location & Zoning

Street Address	1400 AVENUE E NE
City	WINTER HAVEN
State	FL
Zip	33881-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HILLS OF LAKE ELBERT UNIT NO 2 PB 45 PG 1 LOT 30
Legal Range	26E
Legal Township	28S
Legal Section	22
Legal Subdivision	HILLS OF LAKE ELBERT UNIT NO 2
Legal Tract	588300
Legal Block	4
Legal Lot Number	30
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4023
Census Tract	13702

Owner

1400 Ave E NE is owned and occupied by an individual who bought it in February 2016.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1400 AVENUE E NE, WINTER HAVEN, FL 33881-4341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2016 · Amount on File
Deed Sale	Feb 29, 2016 · Amount on File
Prior Sale	Feb 13, 2009 · Amount on File
Deed Document Number	201635277
Deed Book / Page	9756 / 632
Prior Transfer Date	Feb 12, 2009
Prior Transfer Doc	0000024128
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1400 AVENUE E NE, WINTER HAVEN, FL 33881-4341
Document Number	0108250132
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 AVENUE E NE WINTER HAVEN FL 338814341, WINTER HAVEN, FL 33881-4341

Mortgage

Document Number	0108250132
Date	Apr 30, 2019
Book Page	010825/000132
Instrument	87270

Lender

Name	CITIZENS BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1400 Ave E NE was $2,285 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,268 (+2.7%)	$289,479 (+8.55%) Land $40,583 Building $248,896
2025	$2,285.00 Homeowner's exemption	$168,713	$266,671 Land $40,583 Building $226,088
2023	$2,141.00 (-0.88%) Homeowner's exemption	$159,183 (+3%)	$265,800 (+24.27%) Land $39,295 Building $226,505
2022	$2,160.00 Homeowner's exemption	$154,547	$213,893 Land $33,096 Building $180,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1400 Ave E NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Ave E NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20