Lexington County property record for 1400 12th St, Cayce, SC 29033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,031 sqft · built 1955 |
| Lot Size | 0.246 acres (10,721 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (May 2015) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004654-03-010 |
| Primary APN | 004654-03-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,031 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 10,721 sqft (0.246 acres) |
| Lot Dimensions | 15 ft deep x 15 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1400 12TH ST |
|---|---|
| City | CAYCE |
| State | SC |
| Zip | 29033-3206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | GUIGNARD LOT 1 & PT 2 BLK 111 HWY RW 15X15 DEED 2876-86 |
| Legal Block | 111 |
| Legal Lot Number | 1 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | WEST COLUMBIA-CAYCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20202 |
1400 12th St is owned and occupied by an individual who bought it in May 2015.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1400 12TH ST, CAYCE, SC 29033-3206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Jan 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2015 · Amount on File |
| Deed Sale | May 4, 2015 · Amount on File |
| Deed Document Number | 201519696 |
| Deed Book / Page | 17616 / 147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1400 12TH ST, CAYCE, SC 29033-3206 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1400 12TH ST, CAYCE, SC 29033-3206 |
| Document Number | 2118600302 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 21186/302 |
| Instrument | 2025040255 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Address | BATON ROUGE, LA 70809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 397 Months |
| Due | Nov 1, 2058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1400 12TH ST, CAYCE, SC 29033-3206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1400 12TH ST, CAYCE, SC 29033-3206 |
| Document Number | 2099002621 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 20990/2621 |
| Instrument | 2022004462 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1400 12TH ST, CAYCE, SC 29033-3206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2093105152 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 20931/5152 |
| Instrument | 2021016971 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Address | BATON ROUGE, LA 70809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 1400 12th St was $1,159, up 10.7% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Cayce City |
| Unified School District | Lexington School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 (+10.7%) | ||
| 2024 | $1,047.00 (+4.91%) | $5,812 (-) Land $1,600 Building $4,212 | $145,288 (-) Land $40,000 Building $105,288 |
| 2023 | $998.00 | $5,812 Land $1,600 Building $4,212 | $145,288 Land $40,000 Building $105,288 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1400 12th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2006–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1400 12th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAYCE serves 17,460 people · EPA ID SC3210003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures