140 Wyoming St, Spindale, NC 28160 Property Records

Rutherford County property record for 140 Wyoming St, Spindale, NC 28160

Property Summary

Property Type	Townhouse
Details	12 bd · 12 ba · 9,504 sqft · built 1964
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$187,500 (Mar 2019)
Tax Bill	$12,340 (2022)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1215526`

Property Details

APN / Parcel Number

Primary APN	`1215526`
Alternative APN	`21254`

Interior

Bedrooms	12 Beds
Full Baths	12 Baths
Stories	2 Stories
Building Area	9,504 sqft Gross Area
Gross Area	19,008 sqft
Utility Area	391 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)

Exterior Amenities

Deck Area	110 sqft
Patio Area	398 sqft
Canopy	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	21254
Street Address	140 WYOMING ST
City	SPINDALE
State	NC
Zip	28160-1465
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R6
Legal Description	GPIN:1529064873110000; APTS IOWA ST
Legal Subdivision	ESTATE LANDS/MRS TPKE ROBERTS
Legal Block	3
Legal Lot Number	6
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2010
Census Tract	960600

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1600, MATTHEWS, NC 28106-1600
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Commercial Mortgage CARTER BANK & TRUST
Nov 4, 2020	Deed of Trust, Mortgage ALLIANCE BK
Mar 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	0020202588
Deed Book / Page	2020 / 2588
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	140 WYOMING ST, SPINDALE, NC 28160-1465
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 BRENT HALL CT, CHARLOTTE, NC 28270-9745

Mortgage

Document Number	0020971248
Date	Nov 13, 2025
Book Page	2097/1248

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 12, 2030

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	140 WYOMING ST, SPINDALE, NC 28160-1465
Document Number	0020384454
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2205 BRENT HALL CT CHARLOTTE NC 282709745, CHARLOTTE, NC 28270-9745

Mortgage

Document Number	0020384454
Date	Nov 4, 2020
Book Page	002038/004454

Lender

Name	ALLIANCE BK
Type	Bank
Address	412 S DEKALB ST, PITTSVILLE, MD 21850

Agreement

Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 12, 2019
Property Address	140 WYOMING ST, SPINDALE, NC 28160-1465
Document Number	0020202588
Book / Page	002020 / 002588
Instrument Date	Mar 12, 2019
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Amount	Amount Recorded
Tax	$750.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1600 MATTHEWS NC 281061600, MATTHEWS, NC 28106-1600

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$1,085,100 Land $35,700 Building $1,049,400	$1,085,100 Land $35,700 Building $1,049,400
2022	$12,340.00
2021	$12,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet.

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