Franklin County property record for 140 Windmere Trl, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,058 sqft · built 1987 |
| Lot Size | 0.978 acres (42,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,850,000 (Jun 2025) |
| Tax Bill | $5,219 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 03-010 00 |
| Primary APN | 048 03-010 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,058 sqft Living Area |
| Gross Area | 3,812 sqft |
| 1st Floor Area | 1,758 sqft |
| Basement Area | 1,758 sqft |
| Finished Basement | 879 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 42,602 sqft (0.978 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 968 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 40 sqft |
| Patio Area | 140 sqft |
| Storage Building | Storage Building |
| Boat Access | Boat Access |
| Boat House | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 14713 |
|---|---|
| Street Address | 140 WINDMERE TRL |
| City | MONETA |
| State | VA |
| Zip | 24121-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINDMERE POINT LOT 10 |
| Legal Subdivision | WINDMERE POIN |
| Legal Lot Number | 10 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20104 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 603 HILLVIEW PL SW, LEESBURG, VA 20175-5095 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Deed Document Number | 20253927 |
| Deed Book / Page | 1230 / 1984 |
| Prior Transfer Date | Jul 14, 2005 |
| Prior Transfer Doc | 0008560812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 140 WINDMERE TRL, MONETA, VA 24121-3215 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 140 WINDMERE TRL, MONETA, VA 24121-3215 |
| Document Number | 0011683063 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 1168/3063 |
| Instrument | 210007947 |
| Name | AMERICAN NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MARTINSVILLE, VA 24112 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,219.00 (+16.18%) | $1,213,760 (+64.8%) Land $395,000 Building $818,760 | $1,213,760 (+64.8%) Land $395,000 Building $818,760 |
| 2023 | $4,492.00 | $736,500 (-) Land $390,000 Building $346,500 | $736,500 (-) Land $390,000 Building $346,500 |
| 2022 | $736,500 Land $390,000 Building $346,500 | $736,500 Land $390,000 Building $346,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SMLW Broadband, ZiTEL.
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