140 Whispering Dr, Winfield, MO 63389 Property Records

Lincoln County property record for 140 Whispering Dr, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,520 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (Sep 2019)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-02-000-000-002.032`

Property Details

APN / Parcel Number

Primary APN	`14-10-02-000-000-002.032`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Basement Area	1,520 sqft
Unfinished Basement	1,520 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	140 WHISPERING DR
City	WINFIELD
State	MO
Zip	63389-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WHISPERING VILLAGE
Legal Range	01E
Legal Township	49N
Legal Section	02
Legal Subdivision	WHISPERING VILLAGE
Legal Lot Number	2
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	1
Census Block	1017
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 WHISPERING DR, WINFIELD, MO 63389-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 18, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Jan 18, 2013 · Amount on Record
Deed Document Number	20198196
Deed Book / Page	2438 / 308
Prior Transfer Date	Mar 29, 2012
Prior Transfer Doc	02242/0672
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	140 WHISPERING DR, WINFIELD, MO 63389-2048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2425/0582
Date	Aug 6, 2018
Book Page	2425/0582
Instrument	2018006973

Lender

Name	PNC BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 18, 2019
Property Address	140 WHISPERING DR, WINFIELD, MO 63389-2048
Document Number	2438/0308
Book / Page	2438 / 0308
Map Reference	MB 13 PG 168
Instrument Date	Sep 16, 2019
Instrument	2019008196
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2126 W MALONE ST, 2126, PEORIA, IL 61605-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 WHISPERING DR, WINFIELD, MO 63389-2048

Mortgage

Document Number	2019008197
Date	Sep 18, 2019
Instrument	2019008197

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,460 (-) Land $5,348 Building $39,112
2025	$2,717.00 (+7.26%)	$44,460 (+8.74%) Land $5,348 Building $39,112	$234,000 (+8.74%) Land $28,150 Building $205,850
2023	$2,533.00 (+4.89%)	$40,886 Land $4,245 Building $36,642	$215,190 Land $22,340 Building $192,850
2022	$2,415.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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