140 W Union St, Waterloo, IN 46793 Property Records

DeKalb County property record for 140 W Union St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,377 sqft · built 1975
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (May 2025)
Tax Bill	$855 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-303-009.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-303-009.000-008`
Alternative APN	`310603303009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603303009
Street Address	140 W UNION ST
City	WATERLOO
State	IN
Zip	46793-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP S132' LOT 14
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF WATERLOO
Legal Lot Number	14
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2033
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 W UNION ST, WATERLOO, IN 46793-9212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
May 13, 2019	Warranty Deed, Transfer
Nov 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	May 1, 2025 · Amount on Record
Deed Document Number	20252055
Record Updated	Oct 29, 2026

March 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 20, 2020
Property Address	140 W UNION ST, WATERLOO, IN 46793-9212
Document Number	0202001469
Instrument Date	Mar 17, 2020
Instrument	202001469
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 W UNION ST, WATERLOO, IN 46793-9212

Mortgage

Document Number	0202001471
Date	Mar 20, 2020
Instrument	202001471

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	May 13, 2019
Property Address	140 W UNION ST, WATERLOO, IN 46793-9212
Document Number	0201902035
Instrument Date	May 9, 2019
Instrument	201902035
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5499 COUNTY ROAD 31, AUBURN, IN 46706-9683

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 20, 2018
Property Address	140 W UNION ST, WATERLOO, IN 46793-9212
Document Number	0201806044
Instrument Date	Nov 15, 2018
Instrument	201806044
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E LEWIS ST, FORT WAYNE, IN 46803-2065

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$855.00 (+1.91%)	$114,500 (+7.01%) Land $15,600 Building $98,900	$114,500 (+7.01%) Land $15,600 Building $98,900
2024	$839.00 (+17.67%)	$107,000 (+6.15%) Land $14,800 Building $92,200	$107,000 (+6.15%) Land $14,800 Building $92,200
2023	$713.00 (-13.58%)	$100,800 (+4.67%) Land $13,700 Building $87,100	$100,800 (+4.67%) Land $13,700 Building $87,100
2022	$825.00	$96,300 Land $12,900 Building $83,400	$96,300 Land $12,900 Building $83,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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