140 W Teal Point Rd, Earleville, MD 21919 Property Records

Cecil County property record for 140 W Teal Point Rd, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	8 ba · 5,034 sqft · built 1951
Lot Size	25.2 acres (1,098,583 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jul 2023)
Tax Bill	$16,953 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-014358`

Property Details

APN / Parcel Number

Primary APN	`01-014358`
Alternative APNs	`1014358` `014358`

Interior

Full Baths	8 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,034 sqft Total Area
Basement Area	921 sqft
Finished Basement	921 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	1,098,583 sqft (25.2 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	288 sqft
Deck Area	88 sqft
Patio Area	344 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	014358
Street Address	140 W TEAL POINT RD
City	EARLEVILLE
State	MD
Zip	21919-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAR
Legal Description	LOT 7A -25.22 ACRES 140 WEST TEAL POINT ROAD N OF EARLEVILLE
Legal Subdivision	CABIN JOHN HEIGHTS
Legal Lot Number	7A
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	1
Census Block	1003
Census Tract	30100

Owner

140 W Teal Point Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 W TEAL POINT RD, EARLEVILLE, MD 21919-1709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jul 19, 2023	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Oct 20, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 11, 2019	Grant Deed, Transfer KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	Jan 11, 2019 · Amount on File
Deed Book / Page	5350 / 164
Prior Transfer Date	Sep 1, 2022
Prior Transfer Doc	0052500208
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Jul 2, 2026
Property Address	140 W TEAL POINT RD, EARLEVILLE, MD 21919-1709
Document Number	5812000286
Book / Page	5812 / 286
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	140 W TEAL POINT RD, EARLEVILLE, MD 21919-1709

Mortgage

Document Number	5812000286,
Date	Jul 2, 2026
Book Page	5812/286

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 19, 2023
Property Address	140 W TEAL POINT RD, EARLEVILLE, MD 21919-1709
Document Number	0053500164
Book / Page	5350 / 164
Map Reference	LB CMN 5250 FO 208
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 W TEAL POINT RD, EARLEVILLE, MD 21919-1709

Mortgage

Document Number	0053500167
Date	Jul 19, 2023
Instrument	5350-0167

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Oct 20, 2022
Property Address	140 W TEAL POINT RD, EARLEVILLE, MD 21919-1709
Document Number	0052500208
Book / Page	5250 / 208
Map Reference	LB RRC1 FO 15
Instrument Date	Sep 7, 2022
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jan 11, 2019
Property Address	140 W TEAL POINT RD, EARLEVILLE, MD 21919-1709
Document Number	0043490146
Book / Page	004349 / 000146
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$975.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 W TEAL POINT RD EARLEVILLE MD 219191709, EARLEVILLE, MD 21919-1709

Tax Assessment & Valuation

The 2026 property tax bill for 140 W Teal Point Rd was $16,953, up 12.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,953.00 (+12.07%)	$1,557,833 (+13.15%)	$1,738,900 (-) Land $909,200 Building $829,700
2025	$15,127.00	$1,376,767	$1,738,900 Land $909,200 Building $829,700
2023	$10,001.00 (-14.29%)	$926,700 (-10.55%) Land $617,800 Building $308,900	$926,700 (-10.55%) Land $617,800 Building $308,900
2022	$11,668.00	$1,036,000 Land $698,400 Building $337,600	$1,036,000 Land $698,400 Building $337,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 W Teal Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 W Teal Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

May also be available: AT&T.

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