140 W High St, Hancock, MD 21750 Property Records

Washington County property record for 140 W High St, Hancock, MD 21750

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,815 sqft · built 1915
Lot Size	0.583 acres (25,395 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Jul 2018)
Tax Bill	$1,438 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-010438`

Property Details

APN / Parcel Number

Primary APN	`05-010438`
Alternative APN	`010438`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,815 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,395 sqft (0.583 acres)
Porch	Slab
Porch Area	138 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	010438
Street Address	140 W HIGH ST
City	HANCOCK
State	MD
Zip	21750-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	.583 ACRES IRREG 140 W HIGH ST HANCOCK
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	3
Census Block	3030
Census Tract	10700

Owner

140 W High St is owned and occupied by an individual who bought it in July 2018.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	140 W HIGH ST, HANCOCK, MD 21750-1144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Dec 22, 1986 · Amount on File
Deed Book / Page	5793 / 42
Record Updated	Oct 29, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 16, 2018
Property Address	140 W HIGH ST, HANCOCK, MD 21750-1144
Document Number	0057930042
Book / Page	5793 / 0042
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$724.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 W HIGH ST, HANCOCK, MD 21750-1144

Mortgage

Document Number	0000579352
Date	Jul 16, 2018
Instrument	5793/52

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 140 W High St was $1,438, up 10.8% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hancock Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,438.00 (+10.79%)	$157,800 (+10.71%) Land $32,100 Building $125,700	$157,800 (-) Land $32,100 Building $125,700
2025	$1,298.00	$142,533	$157,800 Land $32,100 Building $125,700
2023	$1,024.00	$112,000 Land $32,100 Building $79,900	$112,000 Land $32,100 Building $79,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 W High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 W High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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