140 W 4th St, Palisade, CO 81526 Property Records

Mesa County property record for 140 W 4th St, Palisade, CO 81526

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 887 sqft · built 1909
Lot Size0.129 acres (5,625 sqft)
OwnerIndividual Name on File
Last Sale$677,000 (Jul 2026)
Tax Bill$1,854 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN2937-092-03-009

Property Details

APN / Parcel Number

Primary APN2937-092-03-009
Alternative APN
  • R024211

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area887 sqft Living Area
1st Floor Area887 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,625 sqft (0.129 acres)
Lot Dimensions125 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR024211
Street Address140 W 4TH ST
CityPALISADE
StateCO
Zip81526-5011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 + W2 OF LOT 11 BLK 3 PALISADE
Legal Range098
Legal Township11S
Legal Section09
Legal SubdivisionPALISADE
Legal Block3
Legal Lot Number10,11
JurisdictionMESA CO
Township / Civil DivisionCLIFTON
Census Block Group2
Census Block2042
Census Tract1702

Owner

140 W 4th St is owned and occupied by an individual who bought it in July 2026.

Source: Mesa County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address140 W 4TH ST, PALISADE, CO 81526-5011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 6, 2023Special Warranty Deed, Transfer
HERITAGE TITLE COMPANY, HERITAGE TITLE CO
Mar 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2026 · Amount on File
Deed SaleJul 10, 2026 · Amount on File
Prior SaleNov 6, 2023 · Amount on File
Deed Document Number20263164392
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateJul 10, 2026
Property Address140 W 4TH ST, PALISADE, CO 81526-5011
Document Number0003164392
Instrument DateJul 10, 2026
Instrument20263164392
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,837.70
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 W 4TH ST, PALISADE, CO 81526-5011

Mortgage

Document Number0003164393,
DateJul 10, 2026
Instrument20263164393
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateNov 6, 2023
Property Address140 W 4TH ST, PALISADE, CO 81526-5011
Document Number0003078496
Instrument DateNov 3, 2023
Instrument3078496
Transaction TypeTransfer
Record UpdatedNov 23, 2023
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

AmountAmount on Record
Tax$35.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address140 W 4TH ST, PALISADE, CO 81526-5011

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address140 W 4TH ST, PALISADE, CO 81526-5011
Transaction TypeMortgage
Record UpdatedMar 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 W 4TH ST, PALISADE, CO 81526-5011

Mortgage

Document Number0003023239
DateMar 14, 2022
Instrument3023239
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 140 W 4th St was $1,854, up 29.8% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityPalisade Town
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,854.00 (+29.83%)$21,320 (+3%) Land $9,190 Building $12,130$341,130 Land $147,000 Building $194,130
2024$1,428.00 (+2.66%)$16,400 (-) Land $6,290 Building $10,110
2023$1,391.00 (+13%)$16,400 (+15.82%) Land $6,290 Building $10,110$244,870 Land $93,910 Building $150,960
2022$1,231.00$14,160 Land $4,520 Building $9,640
2021$203,730 Land $65,000 Building $138,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 140 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 W 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PALISADE
serves 3,060 people · EPA ID CO0139600
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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