140 Valley Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 140 Valley Dr, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,198 sqft · built 2003
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Nov 2018)
Tax Bill	$1,773 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T29 079A`

Property Details

APN / Parcel Number

Primary APN	`T29 079A`
Alternative APN	`748015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Carport
Carport	Carport
Carport Area	286 sqft
Porch	Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	748015
Street Address	140 VALLEY DR
City	TOCCOA
State	GA
Zip	30577-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 13 & PT LOT 15 AGNEW S/D
Legal Subdivision	AGNEW S/D
Legal Lot Number	13+ 15
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1013
Census Tract	970302

Owner

Source: Stephens County records · APN T29 079A

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	140 VALLEY DR, TOCCOA, GA 30577-6212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 06, 2018 · Amount on Record
Deed Sale	Nov 06, 2018 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	0001164113
Deed Book / Page	1164 / 113
Last Transfer Date	Nov 07, 2018
Transfer Doc	0011640113
Record Updated	Jun 08, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 07, 2018
Property Address	140 VALLEY DR, TOCCOA, GA 30577-6212
Document Number	0011640113
Book / Page	001164 / 000113
Instrument Date	Nov 06, 2018
Transaction Type	Transfer
Record Updated	Dec 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 VALLEY DR TOCCOA GA 305776212, TOCCOA, GA 30577-6212

Mortgage

Document Number	11640115
Date	Nov 07, 2018
Book Page	001164/000115

Lender

Name	UNITED STATES DEPT/AGRICULTURE
Address	ST LOUIS, MO 63166

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Nov 06, 2051

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,773.00 (+36.59%) Homeowner's exemption	$62,249 (+62.12%) Land $2,060 Building $60,189	$155,622 (+62.12%) Land $5,149 Building $150,473
2023	$1,298.00 (+1.56%) Homeowner's exemption	$38,396 (+6.18%) Land $2,060 Building $36,336	$95,990 (+6.18%) Land $5,149 Building $90,841
2022	$1,278.00 Homeowner's exemption	$36,160 Land $2,060 Building $34,100	$90,400 Land $5,149 Building $85,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020, other causes
Flood Events	Severe Storms And Flooding (Sep 2009), 2 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 13% of Georgia
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.