Essex County and Montclair Township property record for 140 Upper Mountain Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,176 sqft · built 1987 |
| Lot Size | 0.624 acres (27,170 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,625,000 (Mar 2009) |
| Tax Bill | $45,279 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00504-0000-00002 |
| Primary APN | 13-00504-0000-00002 |
|---|---|
| Alternative APN |
|
| Building Area | 4,176 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 27,170 sqft (0.624 acres) |
| Lot Dimensions | 247 ft deep x 110 ft wide |
| Old Parcel Number | 130050400002 |
|---|---|
| Street Address | 140 UPPER MOUNTAIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 110X247 IRR |
| Legal Subdivision | TOWNSHIP/MONTCLAIR |
| Legal Block | 504 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 16400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK |
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2009 · Amount on Record |
| Deed Sale | Mar 26, 2009 · Amount on Record |
| Prior Sale | May 18, 2007 · Amount on Record |
| Deed Document Number | 20099021951 |
| Deed Book / Page | 12185 / 3180 |
| Prior Transfer Date | Dec 3, 2003 |
| Prior Transfer Doc | 6030000253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 140 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1918 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 34 MONTCLAIR AVE 2, 2, MONTCLAIR, NJ 07042-4004 |
| Document Number | 0000006564 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026006564 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 140 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07042-1918 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000019475 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 2024019475 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 26, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,287,800 (-) Land $464,500 Building $823,300 | $1,287,800 (-) Land $464,500 Building $823,300 | |
| 2025 | $45,279.00 (+3.32%) | $1,287,800 (-) Land $464,500 Building $823,300 | $1,287,800 (-) Land $464,500 Building $823,300 |
| 2024 | $43,823.00 (+3.5%) | ||
| 2023 | $1,287,800 Land $464,500 Building $823,300 | $1,287,800 Land $464,500 Building $823,300 | |
| 2022 | $42,342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1978–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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