140 Turtle Bend Dr, Toney, AL 35773 Property Records

Madison County property record for 140 Turtle Bend Dr, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,908 sqft · built 1999
Lot Size	0.696 acres (30,333 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,046 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02-04-0-002-033.000`

Property Details

APN / Parcel Number

Primary APN	`07-02-04-0-002-033.000`
Alternative APN	`199371`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,908 sqft Living Area
1st Floor Area	2,908 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,333 sqft (0.696 acres)
Lot Dimensions	199 ft deep x 150 ft wide

Location & Zoning

Account Number	199371
Street Address	140 TURTLE BEND DR
City	TONEY
State	AL
Zip	35773-6954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 BLK 4 WHITT HAVEN DEVELOPMENT S/D
Legal Subdivision	WHITT HAVEN
Legal Block	4
Legal Lot Number	31
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	1
Census Block	1000
Census Tract	10405

Owner

140 Turtle Bend Dr is owned and occupied by two individuals.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 TURTLE BEND DR, TONEY, AL 35773-6954
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	140 TURTLE BEND DR, TONEY, AL 35773-6954
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080112
Date	Mar 23, 2022
Book Page	MTG 2022/80112

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 140 Turtle Bend Dr was $1,046 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,046.00
2025	$1,046.00 Homeowner's exemption	$30,320 Land $4,000 Building $26,320	$303,200 Land $40,000 Building $263,200
2023	$936.00 (+11.83%) Homeowner's exemption	$27,220 (+11.01%) Land $3,000 Building $24,220	$272,200 (+11.06%) Land $30,000 Building $242,200
2022	$837.00 Homeowner's exemption	$24,520 Land $3,000 Building $21,520	$245,100 Land $30,000 Building $215,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Turtle Bend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Turtle Bend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20