140 Three Point Isle Dr, Penhook, VA 24137 Property Records

Pittsylvania County property record for 140 Three Point Isle Dr, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,872 sqft · built 2000
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Aug 2017)
Tax Bill	$5,675 (2026)
Deeds & Mortgages	Aug 2021 Refinance Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1563-25-4502`

Property Details

APN / Parcel Number

Primary APN	`1563-25-4502`
Alternative APN	`236569`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Basement Area	1,872 sqft
Finished Basement	1,872 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	236569
Street Address	140 THREE POINT ISLE DR
City	PENHOOK
State	VA
Zip	24137-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	THREE POINTE ISLE SUBD LOT 3 .41 AC ASSESSED FRANKLIN CO
Legal Subdivision	THREE POINTE ISLE (0840)
Legal Lot Number	3
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CALLANDS-GRETNA
Census Block Group	3
Census Block	3082
Census Tract	10302

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 THREE POINT ISLE DR, PENHOOK, VA 24137-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP
Aug 16, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	20174521
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	140 THREE POINT ISLE DR, PENHOOK, VA 24137-2109
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005272
Date	Aug 20, 2021
Instrument	210005272

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	140 THREE POINT ISLE DR, PENHOOK, VA 24137-2109
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002458
Date	Jun 3, 2019
Instrument	190002458

Lender

Name	ALLY CAPITAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Aug 16, 2017
Property Address	140 THREE POINT ISLE DR, PENHOOK, VA 24137-2109
Document Number	170004521
Instrument Date	Jul 14, 2017
Instrument	170004521
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 THREE POINT ISLE DR, PENHOOK, VA 24137-2109

Mortgage

Document Number	170004522
Date	Aug 16, 2017
Instrument	170004522

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	170004523
Date	Aug 16, 2017
Instrument	170004523

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 11, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,675.00	$915,400 (+43.34%) Land $330,000 Building $585,400	$915,400 (+43.34%) Land $330,000 Building $585,400
2025	$5,675.00
2022		$638,600 Land $220,000 Building $418,600	$638,600 Land $220,000 Building $418,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: RiverStreet Networks, SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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