140 Taylor St, Coldwater, MI 49036 Property Records

Branch County property record for 140 Taylor St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,367 sqft · built 1941
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2019)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-635-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-635-00`

Interior

Full Baths	1 Bath
Building Area	1,367 sqft Living Area
1st Floor Area	1,367 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Garage Area	702 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	140 TAYLOR ST
City	COLDWATER
State	MI
Zip	49036-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/3 OF LOT 334 & LOT 335 EXC E 8 RDS IN WIDTH OFF E SI CLARK H WILLIAMS ADD
Legal Subdivision	WILLIAMS ADDITION
Legal Lot Number	334-335
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2015
Census Tract	951500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marshall Street Historic District listed 1990 · 349 contributing resources · NRIS 90001123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	140 TAYLOR ST, COLDWATER, MI 49036-1354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MI BANK AND TRUST
Sep 26, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Mar 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN MICHIGAN BANK & TRUST
Oct 20, 2021	Intrafamily Transfer, Transfer
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Apr 6, 1998 · Amount on Record
Deed Document Number	20194262
Last Transfer Date	Oct 18, 2021
Transfer Doc	0202107906
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Apr 13, 2026
Property Address	140 TAYLOR ST, COLDWATER, MI 49036-1354
Document Number	0000002332
Instrument Date	Apr 2, 2026
Instrument	20262332
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 TAYLOR ST, COLDWATER, MI 49036-1354

Mortgage

Document Number	0000002332,
Date	Apr 13, 2026
Instrument	20262332

Lender

Name	SOUTHERN MI BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	140 TAYLOR ST, COLDWATER, MI 49036-1354
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201706585
Date	Sep 26, 2017
Instrument	2017-06585

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	140 TAYLOR ST, COLDWATER, MI 49036-1354
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 TAYLOR ST, COLDWATER, MI 49036-1354

Mortgage

Document Number	0202200343
Date	Jan 14, 2022
Instrument	2022-00343

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	140 TAYLOR ST, COLDWATER, MI 49036-1354
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 TAYLOR ST, COLDWATER, MI 49036-1354

Mortgage

Document Number	0202501528
Date	Mar 24, 2025
Instrument	2025-01528

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Private Party
Address	51 W PEARL ST, COLDWATER, MI 49036

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2035

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Oct 20, 2021
Property Address	140 TAYLOR ST, COLDWATER, MI 49036-1354
Document Number	0202107906
Map Reference	LB W PG 139
Instrument Date	Oct 18, 2021
Instrument	2021-07906
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 TAYLOR ST, COLDWATER, MI 49036-1354

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 8, 2019
Property Address	140 TAYLOR ST, COLDWATER, MI 49036-1354
Document Number	0201904262
Map Reference	LB W PG 139
Instrument Date	Jun 11, 2019
Instrument	2019-04262
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 TAYLOR ST, COLDWATER, MI 49036-1354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 E GARFIELD AVE, COLDWATER, MI 49036-9106

Mortgage

Document Number	0201904263
Date	Jul 8, 2019
Instrument	2019-04263

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$93,250 (+5.07%)	$186,500 (+5.07%)
2025	$88,750	$177,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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