140 Suwannee Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 140 Suwannee Dr, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,884 sqft · built 2023
Lot Size0.107 acres (4,661 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Oct 2024)
Tax Bill$2,855 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-3S-18-16150-000-1030

Property Details

APN / Parcel Number

Primary APN23-3S-18-16150-000-1030
Alternative APN
  • 23-318-16150-000-1030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,884 sqft Living Area
Gross Area2,658 sqft
1st Floor Area1,884 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions90 ft deep x 52 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address140 SUWANNEE DR
CityINLET BEACH
StateFL
Zip32461-8690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 103 WATERSOUND ORIGINS LONGLEAF PARK PH 1 PB 24-47 OR 3276-3297 OR 3297-1315 OR 3337-3351
Legal SubdivisionWATERSOUND ORIGINS LONGLEAF PARK
Legal Block10
Legal Lot Number103
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2019
Census Tract950610

Owner

140 Suwannee Dr is owned by two individuals who bought it in October 2024.

Source: Walton County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 6867, MIRAMAR BEACH, FL 32550-1015
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jul 28, 2023Warranty Deed, Subdivision Related Transfer · Closed-End Mortgage
COMMERCIAL BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2024 · Amount on File
Deed SaleOct 1, 2024 · Amount on File
Prior SaleJul 28, 2023 · Amount on File
Deed Document Number202434404
Deed Book / Page3337 / 3351
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 21, 2026
Property Address140 SUWANNEE DR, INLET BEACH, FL 32461-8690
Document Number0000029743
Book / Page3406 / 1463
Instrument DateJul 17, 2026
Instrument202629743
Transaction TypeTransfer
Record UpdatedAug 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540,855.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address224 ANNIVERSARY LN, ACWORTH, GA 30102-2027

Mortgage

Document Number0000029745,
DateJul 21, 2026
Book Page3406/1469
Instrument202629745
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 28, 2023
Property Address140 SUWANNEE DR, INLET BEACH, FL 32461-8690
Document Number0032971315
Book / Page3297 / 1315
Map ReferenceMB 24 PG 47&48
Instrument DateJul 27, 2023
Instrument20230027041
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 20, 2024
Title CompanyRODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,072.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4592 E HIGHWAY 20, NICEVILLE, FL 32578-7711

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 SUWANNEE DR, INLET BEACH, FL 32461-8690

Mortgage

Document Number0032971317
DateJul 28, 2023
Instrument3297/1317
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term12 Months
DueJul 20, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 140 Suwannee Dr was $2,855, down 47.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,855.00 (-47.58%)$354,621$627,092 Land $115,000 Building $512,092
2024$5,446.00 (+642.97%)
2023$733.00$80,750 (+18,252.27%) Land $80,750$80,750 (+18,252.27%) Land $80,750
2022$440 Land $440$440 Land $440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 140 Suwannee Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 412 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Suwannee Dr is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000

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