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140 Surfside Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 140 Surfside Dr, Roscommon, MI 48653 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage1,368 sqft Building Perimeter
Lot Size13,939 sqft (0.32 acres)
Garage576 sqft
Last Sale$1,350,000 (2024)
Tax Bill$21,862.00 (2025)

Owner

Source: Roscommon County records · APN 004-630-004-0000

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23978 MONDAVI DR, NOVI, MI 48374-3330
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CREDIT UNION
Dec 03, 2021Deed of Trust, Mortgage · Stand Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 12, 2018Deed of Trust, Mortgage
AMERISAVE MORTGAGE CORPORATION
Jan 14, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2024 · Amount on Record
Deed SaleJun 21, 2024 · Amount on Record
Prior SaleJun 16, 2011 · Amount on Record
Deed Doc Number20243926
Deed Book / Page1187 / 1448
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Recording DateApr 01, 2026
Property Address140 SURFSIDE DR, ROSCOMMON, MI 48653-9241
Document Number0000002401
Book / Page1193 / 196
Instrument DateMar 26, 2026
Instrument20262401
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address23978 MONDAVI DR, NOVI, MI 48374-3330

Mortgage

Document Number0000002401,
DateApr 01, 2026
Book Page1193/196
Instrument20262401
Lender
NameGENISYS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address140 SURFSIDE DR, ROSCOMMON, MI 48653-9241
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001179/247
DateDec 03, 2021
Book Page1179/247
Instrument202100010906
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 01, 2051

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address140 SURFSIDE DR, ROSCOMMON, MI 48653-9241
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001166/0000000416
DateJun 12, 2018
Book Page0000001166/0000000416
Instrument2.0180000436
Lender
NameAMERISAVE MORTGAGE CORPORATION
TypeMortgage Company
Agreement
AmountAmount Recorded
Term355 Months
DueJan 01, 2048

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateJan 14, 2021
Property Address140 SURFSIDE DR, ROSCOMMON, MI 48653-9241
Document Number1175/590
Book / Page1175 / 590
Instrument DateDec 16, 2020
Instrument202100000422
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Roscommon County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$550,300 (+15.83%)$1,100,600 (+15.83%)
2025$21,862.00$475,100 (+26.39%)$950,200 (+26.39%)
2023$375,900$751,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roscommon County (26143C), updated January 18, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN004-630-004-0000

Interior

Full Baths2 Baths
Building Area1,368 sqft Building Perimeter
1st Floor912 sqft 1st Floor
Basement Area912 sqft Basement
Unfinished Basement912 sqft Unfinished
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area13,939 sqft (0.32 acres)
Garage Area576 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address140 SURFSIDE DR
CityROSCOMMON
StateMI
Zip48653-9241
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL-380 P-427 243 LOT 4 SURF SIDE SHORES.
Legal SubdivisionSURF SIDE SHORES
Legal Lot Number4
JurisdictionROSCOMMON MI
Minor Civil DivisionGERRISH
Census Blockgroup1
Census Block1081
Census Tract970401

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