140 Sunset Rd, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam Town property record for 140 Sunset Rd, Amsterdam, NY 12010

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,402 sqft · built 1959
Lot Size	0.379 acres (16,530 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Jun 2007)
Tax Bill	$4,453 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`272089 40.9-1-12`

Property Details

APN / Parcel Number

Primary APN	`272089 40.9-1-12`
Alternative APNs	`208904000900010120000000` `0922`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	1,402 sqft
Basement Area	592 sqft
Finished Basement	592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	16,530 sqft (0.379 acres)
Lot Dimensions	114 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Patio Area	800 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0922
Street Address	140 SUNSET RD
City	AMSTERDAM
State	NY
Zip	12010-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	3
Census Block	3049
Census Tract	72100

Owner

140 Sunset Rd is owned and occupied by two individuals who bought it in June 2007.

Source: Montgomery County and Amsterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 SUNSET RD, AMSTERDAM, NY 12010-1727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit SIDNEY FEDERAL CREDIT UNION
Feb 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU
Jan 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2007 · Amount on File
Deed Sale	Jun 22, 2007 · Amount on File
Prior Sale	Apr 3, 2007 · Amount on File
Deed Book / Page	1556 / 179
Prior Transfer Date	Oct 26, 2002
Prior Transfer Doc	0710000117
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Recording Date	Jul 22, 2026
Property Address	140 SUNSET RD, AMSTERDAM, NY 12010-1727
Document Number	0000002805
Instrument Date	Jul 17, 2026
Instrument	20262805
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUNSET RD, AMSTERDAM, NY 12010-1727

Mortgage

Document Number	0000002805,
Date	Jul 22, 2026
Instrument	20262805

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	140 SUNSET RD, AMSTERDAM, NY 12010-1727
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007383
Date	Feb 11, 2022
Instrument	2022-97383

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	140 SUNSET RD, AMSTERDAM, NY 12010-1727
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007019
Date	Jan 21, 2022
Instrument	2022-97019

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 140 Sunset Rd was $4,453 with a homeowner's exemption, up 96.9% from the year before.

Source: Montgomery County and Amsterdam Town assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Montgomery County
County Subdivision	Amsterdam Town
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,453.00 (+96.86%) Homeowner's exemption
2025	$2,262.00	$14,300 Land $650 Building $13,650	$238,333 Land $10,833 Building $227,500
2023		$14,300 Land $650 Building $13,650	$204,286 Land $9,286 Building $195,000
2020	$2,336.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 Sunset Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Sunset Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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