140 Sun Shower Cir, Sacramento, CA 95823 Property Records

Sacramento County property record for 140 Sun Shower Cir, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,128 sqft · built 2006
Lot Size	0.083 acres (3,633 sqft)
Owner	Individual Name on Record
Last Sale	$52,500 (Sep 2012)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`119-2070-092-0000`

Property Details

APN / Parcel Number

Primary APN	`119-2070-092-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	3,633 sqft (0.083 acres)
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	140 SUN SHOWER CIR
City	SACRAMENTO
State	CA
Zip	95823-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SUN MEADOW RETIREMENT COMMUNITY, LOT 92
Legal Subdivision	SUN MEADOW RETIREMENT COMMUNITY
Legal Lot Number	92
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1011
Census Tract	4906

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	140 SUN SHOWER CIR, SACRAMENTO, CA 95823-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jun 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2012 · Amount on Record
Deed Sale	Sep 11, 2012 · Amount on Record
Prior Sale	Sep 30, 2011 · Amount on Record
Deed Book / Page	20120911 / 118
Prior Transfer Date	Sep 28, 2011
Prior Transfer Doc	0000000750
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 24, 2026
Property Address	140 SUN SHOWER CIR, SACRAMENTO, CA 95823-6731
Document Number	2026000179
Book / Page	20260624 / 179
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUN SHOWER CIR, SACRAMENTO, CA 95823-6731

Mortgage

Document Number	2026000179,
Date	Jun 24, 2026
Book Page	20260624/179

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	140 SUN SHOWER CIR, SACRAMENTO, CA 95823-6731
Transaction Type	Mortgage
Record Updated	Jul 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUN SHOWER CIR, SACRAMENTO, CA 95823-6731

Mortgage

Document Number	0000000645
Date	Jun 27, 2023
Instrument	202306270645

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	140 SUN SHOWER CIR, SACRAMENTO, CA 95823-6731
Document Number	2011303001
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUN SHOWER CIR SACRAMENTO CA 958236731, SACRAMENTO, CA 95823-6731

Mortgage

Document Number	2011303001
Date	Nov 30, 2020
Instrument	2011303001

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$131,873 (+2%) Land $37,676 Building $94,197
2025	$1,803.00 (+0.95%) Homeowner's exemption	$129,288 (+4.04%) Land $36,938 Building $92,350
2024	$1,786.00 (+2.94%)
2023	$1,735.00 (+0.99%) Homeowner's exemption	$124,269 Land $35,504 Building $88,765
2022	$1,718.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	16 (1993–2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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