140 Summit Rd, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 140 Summit Rd, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1948
Lot Size	0.176 acres (7,650 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (Jun 2026)
Tax Bill	$12,369 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-120-012-2`

Property Details

APN / Parcel Number

Primary APN	`179-120-012-2`
Alternative APN	`179-120-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,693 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Lot Area	7,650 sqft (0.176 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	140 SUMMIT RD
City	WALNUT CREEK
State	CA
Zip	94598-4747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	HOMESTEAD RANCH LAKEWOOD #2 LOT 10
Legal Subdivision	HOMESTEAD RANCH-LAKEWOOD 02
Legal Lot Number	10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	343002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 SUMMIT RD, WALNUT CREEK, CA 94598-4747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK
Jun 4, 2026	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	202658525
Prior Transfer Date	Nov 1, 2012
Prior Transfer Doc	0000281293
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 6, 2026
Property Address	140 SUMMIT RD, WALNUT CREEK, CA 94598-4747
Document Number	0000070448
Instrument Date	Jun 30, 2026
Instrument	202670448
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	856 HEMLOCK ST, SAN CARLOS, CA 94070-3854

Mortgage

Document Number	0000070448,
Date	Jul 6, 2026
Instrument	202670448

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 4, 2026
Property Address	140 SUMMIT RD, WALNUT CREEK, CA 94598-4747
Document Number	0000058525
Instrument Date	Jun 1, 2026
Instrument	202658525
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$155,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	140 SUMMIT RD, WALNUT CREEK, CA 94598-4747

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	140 SUMMIT RD, WALNUT CREEK, CA 94598-4747
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUMMIT RD, WALNUT CREEK, CA 94598-4747

Mortgage

Document Number	0000312657
Date	Dec 14, 2020
Instrument	2020-312657

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	140 SUMMIT RD, WALNUT CREEK, CA 94598-4747
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4413 SUGARLAND CT, CONCORD, CA 94521-4308

Mortgage

Document Number	0000068146
Date	Apr 20, 2022
Instrument	2022-068146

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,048,450 (+2%) Land $793,378 Building $255,072
2025	$12,369.00 (+3.88%) Homeowner's exemption	$1,027,893 (+4.04%) Land $777,822 Building $250,071
2023	$11,907.00 (+2.24%) Homeowner's exemption	$987,980 Land $747,619 Building $240,361
2022	$11,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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