Allegan County property record for 140 Summit Dr, Allegan, MI 49010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 944 sqft · built 2002 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jan 2013) |
| Tax Bill | $2,519 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-400-008-00 |
| Primary APN | 51-400-008-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Basement Area | 944 sqft |
| Unfinished Basement | 944 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 152 ft deep x 80 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 140 SUMMIT DR |
|---|---|
| City | ALLEGAN |
| State | MI |
| Zip | 49010-8627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 SFR |
| Legal Description | UNIT 8 SUMMIT ESTATES SEC 21 CITY OF ALLEGAN T2N R13W (02) |
| Legal Range | 13W |
| Legal Township | 02N |
| Legal Section | 21 |
| Legal Subdivision | SUMMIT ESTATES |
| Legal Unit | 8 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | ALLEGAN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31200 |
140 Summit Dr is owned and occupied by an individual who bought it in January 2013.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 SUMMIT DR, ALLEGAN, MI 49010-8627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Mar 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Sep 6, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2013 · Amount on File |
| Deed Sale | Jan 7, 2013 · Amount on File |
| Prior Sale | Jul 14, 2011 · Amount on File |
| Deed Book / Page | 3693 / 120 |
| Prior Transfer Date | Jul 7, 2011 |
| Prior Transfer Doc | 3530/695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 140 SUMMIT DR, ALLEGAN, MI 49010-8627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 140 SUMMIT DR, ALLEGAN, MI 49010-8627 |
| Document Number | 005106/865 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 5106/865 |
| Instrument | 2026001410 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 140 SUMMIT DR, ALLEGAN, MI 49010-8627 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 140 SUMMIT DR, ALLEGAN, MI 49010-8627 |
| Document Number | 005068/588 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 5068/588 |
| Instrument | 2025014693 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 140 SUMMIT DR, ALLEGAN, MI 49010-8627 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4585/733 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 4585/733 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 140 SUMMIT DR, ALLEGAN, MI 49010-8627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4173/841 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 4173/841 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 140 Summit Dr was $2,519 with a homeowner's exemption, up 2.3% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Allegan City |
| Unified School District | Allegan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,000 (+1.78%) Land $27,500 Building $69,500 | $194,000 (+1.78%) Land $55,000 Building $139,000 | |
| 2025 | $2,519.00 (+2.27%) Homeowner's exemption | $95,300 Land $23,300 Building $72,000 | $190,600 Land $46,600 Building $144,000 |
| 2024 | $2,463.00 | ||
| 2023 | $80,400 Land $19,000 Building $61,400 | $160,800 Land $38,000 Building $122,800 | |
| 2022 | $2,241.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Summit Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1978–2013) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Summit Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLEGAN serves 5,930 people · EPA ID MI0000120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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