140 Summer St, Yankton, SD 57078 Property Records

Yankton County property record for 140 Summer St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,200 sqft · built 2016
Lot Size	2.06 acres (89,734 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Jan 2020)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	May 2017 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.006.500.125`

Property Details

APN / Parcel Number

Primary APN	`09.006.500.125`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	140 SUMMER ST
City	YANKTON
State	SD
Zip	57078-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 25 & 26 HOMESTEAD ADDN
Legal Range	56
Legal Township	93
Legal Section	06
Legal Subdivision	HOMESTEAD ADDN
Legal Lot Number	25,26
Jurisdiction	YANKTON SD
Township / Civil Division	WEST YANKTON
Census Block Group	2
Census Block	2051
Census Tract	966301

Owner

140 Summer St is owned by a company that bought it in January 2020.

Source: Yankton County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 212, YANKTON, SD 57078-0212
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jan 6, 2020	Warranty Deed, Transfer · Line of Credit FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Deed Book / Page	549 / 8
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	140 SUMMER ST, YANKTON, SD 57078-6705
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000535/058
Date	May 24, 2017
Book Page	535/058

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	140 SUMMER ST, YANKTON, SD 57078-6705
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000538/353
Date	Jan 12, 2018
Book Page	538/353

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jan 6, 2020
Property Address	140 SUMMER ST, YANKTON, SD 57078-6705
Document Number	000549/008
Book / Page	549 / 008
Map Reference	MB 58 PG 50
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 SUMMER ST, YANKTON, SD 57078-6705

Mortgage

Document Number	0000549009
Date	Jan 6, 2020
Instrument	549/009

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 140 Summer St was $4,043.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,800 Land $32,000 Building $264,800	$296,800 Land $32,000 Building $264,800
2025	$4,043.00
2023		$274,400 Land $27,100 Building $247,300
2022	$3,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Summer St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000

May also be available: AT&T.

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