Worcester County and Athol Town property record for 140 Summer St, Athol, MA 01331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,842 sqft · built 1895 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Sep 2020) |
| Tax Bill | $3,793 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2020 Sale & Mortgage |
| APN | ATHO M:00037 B:00071 L:00000 |
| Primary APN | ATHO M:00037 B:00071 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 3,836 sqft |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,224 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 139,392 sqft (3.2 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3545 |
|---|---|
| Street Address | 140 SUMMER ST |
| City | ATHOL |
| State | MA |
| Zip | 01331-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Block | 71 |
| Jurisdiction | ATHOL MA |
| Township / Civil Division | ATHOL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 703300 |
140 Summer St is owned and occupied by an individual who bought it in September 2020.
Source: Worcester County and Athol Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 SUMMER ST, ATHOL, MA 01331-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Sep 30, 2020 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Jun 30, 1998 · Amount on File |
| Deed Document Number | 2020114436 |
| Deed Book / Page | 63381 / 372 |
| Transfer Doc | 2012000370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 140 SUMMER ST, ATHOL, MA 01331-3429 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 066760-193 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 66760/193 |
| Instrument | 175770 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | ATHOL MA |
| Recording Date | Sep 30, 2020 |
| Property Address | 140 SUMMER ST, ATHOL, MA 01331-3429 |
| Document Number | 63381-372 |
| Book / Page | 63381 / 372 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 114436 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 140 SUMMER ST, ATHOL, MA 01331-3429 |
| Document Number | 114437 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 114437 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 140 Summer St was $3,793, up 2% from the year before.
Source: Worcester County and Athol Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Athol Town |
| Unified School District | Athol-Royalston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,793.00 (+1.99%) | $299,400 (+2.32%) Land $70,400 Building $229,000 | $295,355 (-) |
| 2025 | $3,719.00 (+3.88%) | $292,600 (+4.87%) Land $67,800 Building $224,800 | $295,355 (+7.47%) |
| 2024 | $3,580.00 (+2.29%) | $279,000 (+11.91%) Land $67,800 Building $211,200 | $274,835 |
| 2023 | $3,500.00 | $249,300 Land $50,400 Building $198,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 140 Summer St; there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Summer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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