140 Summer St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 140 Summer St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,550 sqft · built 1926
Lot Size	0.084 acres (3,668 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Aug 2016)
Tax Bill	$8,286 (2026)
Deeds & Mortgages	Jul 2021 Refinance Nov 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43214`

Property Details

APN / Parcel Number

Primary APN	`43214`
Alternative APN	`ARLI M:067.0 B:0007 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area
Gross Area	2,902 sqft
Basement Area	660 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,668 sqft (0.084 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	43214
Street Address	140 SUMMER ST
City	ARLINGTON
State	MA
Zip	02474-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	7
Legal Lot Number	2
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	4
Census Block	4000
Census Tract	356704

Owner

140 Summer St is owned and occupied by two individuals who acquired it in February 2026.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 SUMMER ST, ARLINGTON, MA 02474-2957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Nov 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Feb 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG LLC
May 5, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 27, 2017	Deed of Trust, Mortgage · ARM CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2016 · Amount on File
Deed Sale	Aug 23, 2016 · Amount on File
Prior Sale	Aug 1, 1979 · Amount on File
Deed Book / Page	67865 / 340
Last Transfer Date	Feb 13, 2026
Transfer Doc	085244-156
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	140 SUMMER ST, ARLINGTON, MA 02474-2957
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078173-530
Date	Jul 2, 2021
Book Page	78173/530
Instrument	151382

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	140 SUMMER ST, ARLINGTON, MA 02474-2957
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083482-80
Date	Nov 18, 2024
Book Page	83482/80
Instrument	131485

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Feb 19, 2026
Property Address	140 SUMMER ST, ARLINGTON, MA 02474-2957
Document Number	085244-156
Book / Page	85244 / 156
Instrument Date	Feb 13, 2026
Instrument	18175
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 SUMMER ST, ARLINGTON, MA 02474-2957

Mortgage

Document Number	0000018176
Date	Feb 19, 2026
Instrument	18176

Lender

Name	CROSSCOUNTRY MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	May 5, 2025
Property Address	140 SUMMER ST, ARLINGTON, MA 02474-2957
Document Number	084049-272
Book / Page	84049 / 272
Instrument Date	Apr 30, 2025
Instrument	47833
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 SUMMER ST, ARLINGTON, MA 02474-2957

Mortgage

Document Number	0000047834
Date	May 5, 2025
Instrument	47834

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	140 SUMMER ST, ARLINGTON, MA 02474-2957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69991-16
Date	Sep 27, 2017
Book Page	69991/16
Instrument	156307

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 140 Summer St was $8,286, up 2.8% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,286.00 (+2.78%)	$776,600 (+3.74%) Land $376,800 Building $399,800	$877,546 (-6.59%)
2025	$8,062.00 (+6.87%)	$748,600 (+5.08%) Land $367,300 Building $381,300	$939,455 (+3.27%)
2024	$7,544.00 (+2.25%)	$712,400 (+8.23%) Land $353,000 Building $359,400	$909,720
2023	$7,378.00	$658,200 Land $329,100 Building $329,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Summer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures