140 Sumac Dr, Troy, MO 63379 Property Records

Lincoln County property record for 140 Sumac Dr, Troy, MO 63379 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	1,799 sqft Living Area
Lot Size	9,235 sqft (0.212 acres)
Garage	462 sqft
Occupancy	Owner Occupied
Tax Bill	$2,470.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-50-16-000-000-007.022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,799 sqft Living Area
Basement Area	559 sqft Basement
Stories	2 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Wood Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,235 sqft (0.212 acres)
Parking Spaces	2 Parking Spaces
Garage Area	462 sqft Garage

Location & Zoning

Street Address	140 SUMAC DR
City	TROY
State	MO
Zip	63379-3181
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 22 WATERBROOKE ESTATES PLAT 1
Legal Range	01W
Legal Township	49
Legal Section	16
Legal Subdivision	WATERBROOKE ESTATES
Legal Lot Number	22
Jurisdiction	LINCOLN MO
Minor Civil Division	BEDFORD
Census Blockgroup	3
Census Block	3033
Census Tract	810205

Owner

Source: Lincoln County records · APN 15-50-16-000-000-007.022

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	140 SUMAC DR, TROY, MO 63379-3181
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2022
Deed Sale	Nov 22, 2022
Prior Sale	May 04, 2016
Deed Doc Number	2022011623
Deed Book / Page	2485 / 841
Record Refreshed	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 22, 2022
Property Address	140 SUMAC DR, TROY, MO 63379-3181
Document Number	002485/841
Book / Page	2485 / 841
Map Reference	MB 13 PG 56
Instrument Date	Nov 18, 2022
Instrument	2022011623
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 ALEXANDRIA DR, SAINT CHARLES, MO 63304-1017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUMAC DR, TROY, MO 63379-3181

Mortgage

Document Number	2022011624
Date	Nov 22, 2022
Instrument	2022011624

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,470.00 (+6.05%)	$40,424 (+7.54%) Land $6,080 Building $34,344	$212,760 (+7.55%) Land $32,000 Building $180,760
2023	$2,329.00 (+5.67%)	$37,588 Land $5,130 Building $32,458	$197,830 Land $27,000 Building $170,830
2022	$2,204.00

Flood & Wildfire

140 Sumac Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lincoln County (29113C), updated October 5, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 15th in Missouri
Wildfire Likelihood	Low — about 1 in 5,882 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.