140 Sumac Dr, Madison, MS 39110 Property Records

Madison County property record for 140 Sumac Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,760 sqft · built 1985
Lot Size	0.347 acres (15,116 sqft)
Owner	Individual Name on Record
Last Sale	$345,800 (Oct 2025)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072E-21A-001/26`

Property Details

APN / Parcel Number

Primary APN	`072E-21A-001/26`
Alternative APNs	`072E-21A-001/26.00` `14440`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,760 sqft Adjusted Area
Gross Area	1,770 sqft
1st Floor Area	1,770 sqft
2nd Floor Area	708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,116 sqft (0.347 acres)
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14440
Street Address	140 SUMAC DR
City	MADISON
State	MS
Zip	39110-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SANDALWOOD PART 5
Legal Range	02E
Legal Township	07N
Legal Section	21
Legal Subdivision	SANDALWOOD PT 5
Legal Lot Number	25
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1003
Census Tract	30110

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 SUMAC DR, MADISON, MS 39110-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 26, 2020	Deed of Trust, Mortgage REGIONS MTG
Jun 3, 2019	Warranty Deed, Transfer REGIONS MTG
Jan 10, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	20251037490
Deed Book / Page	4611 / 340
Prior Transfer Date	Oct 24, 2025
Prior Transfer Doc	004611/340
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Oct 27, 2025
Property Address	140 SUMAC DR, MADISON, MS 39110-9612
Document Number	004611/340
Book / Page	4611 / 340
Map Reference	CAB B SL 74
Instrument Date	Oct 24, 2025
Instrument	1037490
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 KIOWA DR, MADISON, MS 39110-8813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUMAC DR, MADISON, MS 39110-9612

Mortgage

Document Number	0001037494
Date	Oct 27, 2025
Instrument	1037494

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	140 SUMAC DR, MADISON, MS 39110-9612
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004367/821
Date	Sep 7, 2023
Book Page	4367/821
Instrument	989007

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	140 SUMAC DR, MADISON, MS 39110-9612
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUMAC DR, MADISON, MS 39110-9612

Mortgage

Document Number	004177/276
Date	Mar 2, 2022
Book Page	4177/276
Instrument	951666

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	140 SUMAC DR, MADISON, MS 39110-9612
Document Number	0000906700
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUMAC DR MADISON MS 391109612, MADISON, MS 39110-9612

Mortgage

Document Number	0000906700
Date	Sep 30, 2020
Book Page	003922/000217
Instrument	906700

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Sep 29, 2047

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 3, 2019
Property Address	140 SUMAC DR, MADISON, MS 39110-9612
Document Number	0000865204
Book / Page	003727 / 000018
Instrument Date	May 29, 2019
Instrument	865204
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 SUMAC DR MADISON MS 391109612, MADISON, MS 39110-9612

Mortgage

Document Number	865205
Date	Jun 3, 2019
Book Page	003727/000020
Instrument	865205

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	140 SUMAC DR, MADISON, MS 39110-9612
Document Number	0000832381
Book / Page	003566 / 000280
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SUMAC DR MADISON MS 391109612, MADISON, MS 39110-9612

Mortgage

Document Number	0000832381
Date	Jan 29, 2018
Book Page	003566/000280
Instrument	832381

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 28, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,076.00 Homeowner's exemption	$20,393 (-)	$203,930 (-) Land $55,000 Building $148,930
2024	$2,076.00
2023	$2,076.00 Homeowner's exemption	$20,393	$203,930 Land $55,000 Building $148,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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